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POLL: Merging Finances

Budget Weddings

POLL: Merging Finances

Want a beautiful wedding on a budget? Chat here.

Hi Knotties, Mind answering a quick poll for the editors of TheKnot.com? Thank you!

False

Budget Weddings

POLL: Merging Finances

Want a beautiful wedding on a budget? Chat here.

Hi Knotties, Mind answering a quick poll for the editors of TheKnot.com? Thank you!

Cat:Wedding BoardsForum:665

Cat:Wedding BoardsForum:665Discussion:ab192307-21ad-4a1b-b920-a23224c11f17

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Forums > Wedding Boards > Budget Weddings > POLL: Merging Finances

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POLL: Merging Finances

posted at 2/9/2012 5:30 PM EST on theknot.com

Knot Kathleen

Joined on
10-26-2011
NEW YORK

8771552357388646

Posts: 112

First: 12/2/2011

Last: 4/24/2012

Hi Knotties,

Mind answering a quick poll for the editors of TheKnot.com?

Thank you!

Follow TheKnot on our (absolutely gorgeous) Tumblr page: http://theknot.tumblr.com/ Are you on Twitter? Follow me @BumpKathleen

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Re: POLL: Merging Finances

posted at 2/9/2012 6:09 PM EST on theknot.com

whitsy

Joined on
05-26-2009
TENNESSEE

7357789369505045

Posts: 3663

First: 7/19/2009

Last: 5/24/2012

None of the above, because we never merged finances. Our 2 year anniversary is in March.

Me and pornstar

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Re: POLL: Merging Finances

posted at 2/9/2012 6:24 PM EST on theknot.com

pokepoke27

Joined on
11-17-2009
ATLANTA

7658940635849406

Posts: 4285

First: 11/19/2009

Last: 5/24/2012

In Response to Re: POLL: Merging Finances:

None of the above, because we never merged finances. Our 2 year anniversary is in March.
Posted by whitsy

You could probably still call that a "no" - you haven't merged them so there haven't been any problems : p

Rambley Blog

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Re: POLL: Merging Finances

posted at 2/9/2012 7:04 PM EST on theknot.com

ChristineNB

Joined on
11-23-2011
DC AREA

6399576855831575

Posts: 684

First: 12/1/2011

Last: 5/24/2012

We have kind of merged finances. We opened a joint account for wedding expenses but we both still have our own separate accounts. We do talk about what we are going to do with finances once married, and we would like to keep at least some money in separate accounts. We do not fight about money though, and we already share paying rent, groceries, and other living expenses. Really the only big bills we are keeping separate right now are his student loans, and my tuition payments and my car note.

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Re: POLL: Merging Finances

posted at 2/9/2012 7:13 PM EST on theknot.com

SSaltzman87

Joined on
01-03-2010
MINNEAPOLIS-ST. PAUL

6964981244632841

Posts: 3916

First: 5/8/2010

Last: 5/24/2012

We'll probably do a combination of joint and separate since we still have a lot of independent expenses.

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Re: POLL: Merging Finances

posted at 2/9/2012 8:36 PM EST on theknot.com

random4180

Joined on
08-11-2011
OUTER BOROUGHS

8438486758987825

Posts: 726

First: 10/3/2011

Last: 5/24/2012

Haven't merged finances. We keep a budget together but have our own bank accounts (wedding money is primarily in my account at the moment.)

August 2012 May challenge: Flowers!

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Re: POLL: Merging Finances

posted at 2/9/2012 8:40 PM EST on theknot.com

LuckyHeather

Joined on
07-05-2010
WEST COAST FLORIDA

9475139509576455

Posts: 913

First: 7/5/2010

Last: 5/24/2012

We had two houses (two mortgages, two sets of utilities, etc.). We decided to rent his house out, and live in mine, so that made one decision easy...but when we finally were ready to merge accounts, stopping the things that were direct deposited and auto drafted caused the timing of switching to be complicated. Its been two months now, and I think we are almost 100% switched. I've got one more thing going into my account, and he has to move his mortgage over.

The most complicated thing was figuring out the timing of it all. We made a calendar of all the bills, and that made it easier.

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Re: POLL: Merging Finances

posted at 2/10/2012 6:38 AM EST on theknot.com

mizutamababy

Joined on
02-26-2011
DALLAS-FORT WORTH

5757343599826754

Posts: 1062

First: 2/27/2011

Last: 5/25/2012

We haven't merged ours and aren't planning to until we see a benefit to it.

Planning & Married Bio

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Re: POLL: Merging Finances

posted at 2/10/2012 10:09 AM EST on theknot.com

saharnshard

Joined on
04-05-2007
ATLANTA

8815113852959221

Posts: 622

First: 8/7/2010

Last: 5/3/2012

We merged our accounts a few months after we moved in together. It makes things a lot easier for us.

Tickled Pink Bride: My planning site

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Re: POLL: Merging Finances

posted at 2/10/2012 10:12 AM EST on theknot.com

ktwed1

Joined on
08-15-2009
DALLAS-FORT WORTH

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Posts: 547

First: 9/22/2009

Last: 5/24/2012

We don't plan on merging our finances. This is marriage #2 for both of us and we find no reason to merge finances. actually I'm totally against it.

June 2013~ May Sig Challenge~My furbaby

Bella

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Re: POLL: Merging Finances

posted at 2/10/2012 10:42 AM EST on weddingchannel.com

Shelly527IN

Joined on
10-09-2011
INDIANA

6524538015149802

Posts: 492

First: 11/21/2011

Last: 5/23/2012

We will have a shared checking account, his business checking account (which I can make withdrawals from, but never do) and my checking account. Since we each have over 10 years of history with our own banks, we will have two banks. He will rent his house out since it's 20 miles away from where we both work and my house. We will put money for the joint bills in the joint account. I'll keep money for gifts and my "exras" in my account. He'll keep money for the business and his hunting hobbies in his account. We've had open discussions about money from early in our relationship so it's not going to be a big deal. I can see me kind of taking charge of paying the bills since I know when everything is due though.

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Re: POLL: Merging Finances

posted at 2/10/2012 10:48 AM EST on theknot.com

ameliah19

Joined on
09-04-2011
COLUMBUS

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Posts: 63

First: 9/6/2011

Last: 4/15/2012

FI and I opened up a joint checking and savings account when we moved in together August of 2010. We still each have seperate checking and savings as well. I have my own seperate credit cards and I have a CD account that only I can touch. He has an account that his tuition money comes out of that only he can touch. When we get married it will stay this way. I don't like the idea of not having my "own" money if that makes any sense. The only reason we opened a joint account in the first place was for rent, bills, and groceries etc. That is the only time we use the joint account and it has worked for a year and a half so I don't see that changing anytime soon, if ever :-)

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Re: POLL: Merging Finances

posted at 2/10/2012 12:17 PM EST on theknot.com

graysquirrel

Joined on
02-21-2010
MINNEAPOLIS-ST. PAUL

8007023759143191

Posts: 7928

First: 4/6/2010

Last: 5/10/2012

We never merged ours, either and have never had problems.

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Re: POLL: Merging Finances

posted at 2/10/2012 3:02 PM EST on theknot.com

ginadog

Joined on
06-06-2011
UTAH

5925429724528035

Posts: 2075

First: 6/6/2011

Last: 5/24/2012

We merged after we got engaged and I moved into his (our) house. Luckily the only debt we have together is the mortgage (I'm not on the mortgage but I'm on the title).

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Re: POLL: Merging Finances

posted at 2/11/2012 1:03 AM EST on theknot.com

ChristineM130

Joined on
01-05-2012
UPSTATE NEW YORK

6636613862436253

Posts: 72

First: 1/31/2012

Last: 4/21/2012

We've begun merging finances and we aren't getting married until June. It has been a little difficult, especially since we don't cohabit, but it's one of the best decisions we made. I'm glad all the mine and yours money stuff will be 100% taken care of before the wedding.

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Re: POLL: Merging Finances

posted at 2/11/2012 2:22 PM EST on theknot.com

Britoz

Joined on
08-14-2011

6070489595131875

Posts: 239

First: 8/21/2011

Last: 5/24/2012

We have a joint account that we deposit a set amount of money to each month. This pays all of our bills with some extra for things like going out, fixing the car, vet bills, etc. We also have our own checking accounts. We felt that we each deserved to spend what we had individually how we wanted.. No fighting.

"He was my mum and dad's best friend. He's a convicted murderer, but he's broken out of wizard prison and he's on the run. He likes to keep in touch with me, though...keep up with news...check if I'm happy..."

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Re: POLL: Merging Finances

posted at 2/11/2012 3:19 PM EST on theknot.com

Sydney91

Joined on
09-22-2011

5742523204892523

Posts: 439

First: 11/9/2011

Last: 4/24/2012

My fiance wants us to merge all of our finances, but I'm balking at the idea. He's terrible with money and spending it on ridiculous things. We will NOT merge our finances for this reason. My parents have never had a joint anything and they're the happier for it. I'm not getting into a joint account and putting money in it for him to waste!