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Calm me down.
Snarky Brides
Calm me down.
These Knotties are discussing everything from celebrity gossip to pressing world issues and everything in between.
So we are THIS F*CKING CLOSE to closing our loan under the new bank we found after all the bullsh*t malarky the other one caused.  The loan officer called to tell us that the underwriters have as
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Snarky Brides
Calm me down.
These Knotties are discussing everything from celebrity gossip to pressing world issues and everything in between.
So we are THIS F*CKING CLOSE to closing our loan under the new bank we found after all the bullsh*t malarky the other one caused.  The loan officer called to tell us that the underwriters have as
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Cat:Wedding BoardsForum:17
Cat:Wedding BoardsForum:17Discussion:87e48dab-0522-4da7-b765-d3625c8ad5a6
Forums  >  Wedding Boards  >  Snarky Brides  >  Calm me down.
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Calm me down.

posted at 2/8/2012 2:28 PM EST on theknot.com
Joined on
12-22-2008
MINNEAPOLIS-ST. PAUL
7097655593943878
Posts: 9939
First: 7/20/2009

Last: 5/23/2012


 So we are THIS F*CKING CLOSE to closing our loan under the new bank we found after all the bullsh*t malarky the other one caused.  The loan officer called to tell us that the underwriters have asked for one more thing, which is 12 months of transaction history for my mom's mortgage to prove that this isn't some attempt to avoid forclosure etc etc.  Okay, fine, no problem.  I call my mom to tell her that we need the information, and she informs me that A) she can't get it to me today but she'll go home after work and "look for it", and if she doesn't find it she'll ask the bank (WELLS FARGO, PEOPLE.  WELLS F*CKING I CAN'T GET ANYTHING DONE FARGO) to send her new information through the mail because "she doesn't want to stop by the bank today". And B) she's going out of town next week.  OUT OF TOWN.  Because she "felt like it" and it's "not her fault that it's taking them so long to close" even though she needs to be AT THE GODDAMN CLOSING and the contractor is ready to start on Monday.  F*CK YOU MOM.

If I wanted to hear the pitter-patter of little feet, I'd put shoes on the cat.

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Re: Calm me down.

posted at 2/8/2012 2:29 PM EST on theknot.com
Joined on
01-08-2012
6595616359963887
Posts: 2592
First: 1/8/2012

Last: 5/24/2012


 Does your mom have her checking, etc through Wells Fargo too? Can she just print her statements (or just the line showing the mortgage payments) to show them?

I'm sorry nuggs.
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Re: Calm me down.

posted at 2/8/2012 2:29 PM EST on theknot.com
Joined on
05-28-2010
NORTH DAKOTA
4311106411439984
Posts: 21209
First: 5/28/2010

Last: 5/25/2012


 FFS, Nuggs... what is her problem??
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Re: Calm me down.

posted at 2/8/2012 2:29 PM EST on theknot.com
Joined on
10-23-2009
INDIANA
9011919320027819
Posts: 16799
First: 11/1/2009

Last: 5/24/2012


 Can she access her mortgage account online and print the payment history?


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Re: Calm me down.

posted at 2/8/2012 2:31 PM EST on theknot.com
Joined on
12-22-2008
MINNEAPOLIS-ST. PAUL
7097655593943878
Posts: 9939
First: 7/20/2009

Last: 5/23/2012


 She CAN access it online but she doesn't know how, and she's "too busy right now" to call Wells Fargo and either a) have them tell her how to log in, or b) just print it off themselves and fax it to me at work so I can send it to the lady, or c) stop by the bank at lunch to do the same thing and pick it up or d) anything that would lead to this getting resolved in a timely motherf*cking fashion.

If I wanted to hear the pitter-patter of little feet, I'd put shoes on the cat.

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Re: Calm me down.

posted at 2/8/2012 2:32 PM EST on theknot.com
Joined on
06-10-2010
NORTHERN CALIFORNIA
6065117894460588
Posts: 6930
First: 10/20/2010

Last: 5/16/2012


 What a headache. I'm so sorry Nugs.

I'd ask if online statements would suffice, as well. It takes all of 2 second to log in and maybe 2 minutes to print transaction histories.
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Re: Calm me down.

posted at 2/8/2012 2:34 PM EST on theknot.com
Joined on
12-30-2008
COLORADO
9414662343738097
Posts: 8016
First: 6/8/2009

Last: 5/24/2012


 Sorry, Nuggs.  You guys really need a break.

Can she give you the mortgage account number so you can create a login and print them yourself?

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Re: Calm me down.

posted at 2/8/2012 2:40 PM EST on theknot.com
Joined on
12-05-2010
MILWAUKEE
7501271811747987
Posts: 7609
First: 4/25/2011

Last: 5/24/2012


 In Response to Re: Calm me down.:
Sorry, Nuggs.  You guys really need a break. Can she give you the mortgage account number so you can create a login and print them yourself?
Posted by LesPaul


That's a good idea if it's doable!

I'm so sorry Nuggs.  What a headache.  Doesn't she realize how drawn out this will get if she pushes it off.

And cuz she doesn't feel like it? Wtf. Seriously. Wtf.
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Re: Calm me down.

posted at 2/8/2012 2:40 PM EST on theknot.com
Joined on
12-22-2008
MINNEAPOLIS-ST. PAUL
7097655593943878
Posts: 9939
First: 7/20/2009

Last: 5/23/2012


 In Response to Re: Calm me down.:
Sorry, Nuggs.  You guys really need a break. Can she give you the mortgage account number so you can create a login and print them yourself?
Posted by LesPaul


I'm going to see if she will.  I'm sick of her f*cking attitude about this whole thing.  And I'm already pissed that she had 2 months to pack her sh*t and when we went over there on moving day almost nothing was done. 20 years of a borderline hoarding sitting all over the goddamn place.  And then she b*tched about feeling "rushed" when we freaked out at her.

If I wanted to hear the pitter-patter of little feet, I'd put shoes on the cat.

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Re: Calm me down.

posted at 2/8/2012 2:41 PM EST on theknot.com
Joined on
06-06-2008
NORTH CAROLINA
4782483453070781
Posts: 11036
First: 7/20/2009

Last: 5/15/2012


 What the fuckingfuck? That's ridiculous. She does want to sell you her house, right? 
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Re: Calm me down.

posted at 2/8/2012 2:42 PM EST on theknot.com
Joined on
12-22-2008
MINNEAPOLIS-ST. PAUL
7097655593943878
Posts: 9939
First: 7/20/2009

Last: 5/23/2012


 When I was all "MOM WTF, why are you going out of town next week we have to close!"  she was all "DON'T BLAME ME IT'S NOT MY FAULT I'M WAITING ON YOU GUYS" all snottastic.  It IS your fault, because you decided to book a trip across the f*cking country when you know that you're needed to sign for the closing on a house that will take 10 weeks to update knowing our lease is up in 8 weeks.  You stupid heifer.

If I wanted to hear the pitter-patter of little feet, I'd put shoes on the cat.

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Re: Calm me down.

posted at 2/8/2012 2:43 PM EST on theknot.com
Joined on
02-10-2009
LONG ISLAND
5378698281106518
Posts: 5079
First: 7/31/2009

Last: 5/3/2012


 Go eat something very unhealthy and delicious. You deserve it. It always makes me feel better. :)
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Re: Calm me down.

posted at 2/8/2012 2:49 PM EST on theknot.com
Joined on
10-23-2009
INDIANA
9011919320027819
Posts: 16799
First: 11/1/2009

Last: 5/24/2012


 Anyway she can  have a proxy sign at closing?

I'm so sorry this is happening. Finding our house was a PITA, but the loan/closing situation was a breeze.  I wish it was going better for you.


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Re: Calm me down.

posted at 2/8/2012 2:53 PM EST on theknot.com
Joined on
05-25-2010
COLORADO
7542103924070981
Posts: 3168
First: 8/10/2010

Last: 5/18/2012


 Oh Nuggs!  That blows!  I can see why you're seething.  I sincerely hope that you can get this figured out.  Sometimes being the responsible one in the family just sucks. 
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Re: Calm me down.

posted at 2/8/2012 2:57 PM EST on theknot.com
Joined on
01-12-2008
8835357702062031
Posts: 3049
First: 2/19/2010

Last: 5/22/2012


 Ugh, I am sorry you have to deal with this. We are going through crap with our bank to get our mortgage too. I feel like we have jumped through 1000 hoops and we still don't have everything finalized. 

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Re: Calm me down.

posted at 2/8/2012 3:21 PM EST on theknot.com
Joined on
01-04-2011
9592297319352272
Posts: 7560
First: 1/26/2011

Last: 5/24/2012


 WTF-ingF? I'm sorry you're dealing with this BS.
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Re: Calm me down.

posted at 2/8/2012 3:40 PM EST on theknot.com
Joined on
06-18-2008
NORTHERN CALIFORNIA
4611494095844062
Posts: 7191
First: 7/21/2009

Last: 5/24/2012


 Holy cow, lady, my blood is boiling for you. Can you go over there, march her to the computer, and refuse to leave until you can get the account info online? I know what a huge pain the last situation was, and this is completely ridiculous.
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Re: Calm me down.

posted at 2/8/2012 4:53 PM EST on theknot.com
Joined on
11-18-2010
NORTHERN CALIFORNIA
5106257169869321
Posts: 5719
First: 11/18/2010

Last: 5/25/2012


 Jesus Nuggs your mom is kind of horrible.  Are you sure you want to buy this house? 
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Re: Calm me down.

posted at 2/8/2012 4:58 PM EST on theknot.com
Joined on
12-22-2008
MINNEAPOLIS-ST. PAUL
7097655593943878
Posts: 9939
First: 7/20/2009

Last: 5/23/2012


 WELL.  I called her at work and kind of might have lost my sh*t at her, and told her if she didn't send me the information that I needed by the end of today I was going to withdraw our application and she could be stuck paying two mortgages.  I got my stuff by 3:30.

If I wanted to hear the pitter-patter of little feet, I'd put shoes on the cat.

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Re: Calm me down.

posted at 2/8/2012 5:03 PM EST on theknot.com
Joined on
01-14-2006
KANSAS CITY
5738099653824259
Posts: 2862
First: 8/11/2010

Last: 5/24/2012


 In Response to Re: Calm me down.:
WELL.  I called her at work and kind of might have lost my sh*t at her, and told her if she didn't send me the information that I needed by the end of today I was going to withdraw our application and she could be stuck paying two mortgages.  I got my stuff by 3:30.
Posted by NuggetBrain


I'm sorry you had to go through all that. I'm glad you got your stuff, though. Some people just need a well-aimed kick in the ass to get stuff done.

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Re: Calm me down.

posted at 2/8/2012 5:08 PM EST on theknot.com
Joined on
02-06-2003
RHODE ISLAND
610626437509975
Posts: 39
First: 3/10/2011

Last: 2/24/2012


 I don't normally post here, so I'm not familiar with your situation, but.....

The seller only has a minimal amount of paperwork to sign, really only 10 minutes worth if that. The real estate attorney handling the title/closing should be able to prepare the seller's docs ahead of time so your Mom can sign before she leaves.

OR depending on how your loan is structured, your bank may require a few signatures from the seller. If that is the case, the attorney handling your closing should be able to prepare a Power of Attorney (for like, $50) that gives someone authority to sign on behalf of your mother.

(At least, this is how it goes in Rhode Island)

Of course, your Mom would have to get her mortgage crap to you in order for this to happen. But a closing can definitely happen without her. Good luck!

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Re: Calm me down.

posted at 2/8/2012 5:16 PM EST on theknot.com
Joined on
11-18-2010
NORTHERN CALIFORNIA
5106257169869321
Posts: 5719
First: 11/18/2010

Last: 5/25/2012


 Nuggs good for you.  I'm so glad you got what you needed. 
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"Go get butthurt over something crazy, react stupidly, and when the person doesn't instantly become your BFF, tell them to stop being a princess. That is clearly how it's done." Brandi Wedding Countdown Ticker
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