Military Brides

Another update post/T&P's request

Okay guys... shittts about to get real.

We are *GASP* not only actually looking to move out NOW, but....





We are going to try and buy our own place. There is a condo near H's school that we want to get. 3 bed, 2.5 bath, 2 story cuteness. YOU GUYS. We may be owners. I am freaking out. It's really cheap, and we can totally afford it, BUT... I am terrified that my credit is going to ruin this. It's not the worst credit in the world, but 5 years ago, I was an idiot. Needless to say, those blemishes are still there, and I am so worried that it's going to affect us getting this place. H is FINALLY on board with all of this moving stuff, so if my shittt gets in the way, I am going to feel like crap. I could really use some MB T&P's right now for all of this to go in the right direction. PLEASEEEEEEEEEEEEEEEEEEEEEEEE?!?!?!? Kthanks.

Re: Another update post/T&P's request

  • Cab!

    I'm sending you some positive vibes!! Can you talk to the bank on your own to ease your fears? 
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  • I am actually going to see a financial advisor sometime this week or next to get some advice on how/if we should do this. I could not sleep last night at all. Last night I pulled my credit scores and reports because she's going to want to see that in our meeting, and luckily my credit has improved significantly since buying my car in 2009. I was sooo excited. She told me not to even bother if the scores were below 640. They are well above that. But, still... you just never know. I just want to get to this ladies office and lay it out and get starteddddd! The anticipation is freaking killing me! Ha ha!


    Uhhhh... you're about to have a baby. ARE YOU READY?!?! Squeeeeeeee!!!!!!!!!
  • I'm so ready. You have no idea. I'm unfreakingcomfortable!

    Don't worry lady! Everything will be fine. You worked hard to build your credit back up. Plus you have your husband's credit too. I know EXACTLY how you feel though. I stress like that and then can't sleep. It sucks but I hope your talk will make you feel better!!!!
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  • He does have perfection credit, but He doesn't work. And has all those school loans. Bah! I need to stop. I'm like, obsessed right now. Ha ha! Hopefully he comes really soon and not late Hike! We wanna see you little Hiker!
  • I think you're going to be ok! :) Still pushing those good vibes your way for extra assurance. I feel ya on the not being able to sleep stuff :/ I had a little episode this weekend and all that stressing's made me sick.

    Random: My mom called me earlier and I just had to do the Karen Smith: "*cough, cough* I'm sick" line XD

    P.S. CAB, think awesome happy positive thoughts! :)

    And Hike: gaaahhh!!! you're like due any minute now!! :D

  • Thanks, Zelda! I talked to my boss, and he had credit not much better than mine, with him making close to what I make now when he bought his house, and he was approved for wayyyyy more than what we want! It makes me feel a little better, even though I know no 2 situations are the same with these things.
  • Good vibes coming your way! I know how you feel about credit. The good news is that mine was so much better than I thought it would be when I finally got everything checked out, and I have a good bit of student loan debt as well. 

    Ahhhh, Hike, I was on another thread yesterday and saw your ticker and cannot believe it's already been almost 9 months!
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  • Hang in there - good vibes!!!!!  Not to be a negative nancy, but I know my H's credit score dropped pretty significantly while he was in grad school - nearly 100 points :-/  But it could be because he literally didn't have any sources of credit - he owned his car, he never used credit cards and had only one with a relatively low balance.  But those loans without income can be a real monkey on your back.

    Either way, YAYYYY for hopefully moving out soon!  Eeep I know how much you must be excited for that!

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  • Prayers, girl. Good luck!


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  • In Response to Re:Another update post/T:
    Hang in there good vibes!!!!!nbsp; Not to be a negative nancy, but I know my H's credit score dropped pretty significantly while he was in grad school nearly 100 points :/nbsp; But it could be because he literally didn't have any sources of credit he owned his car, he never used credit cards and had only one with a relatively low balance.nbsp; But those loans without income can be a real monkey on your back.Either way, YAYYYY for hopefully moving out soon!nbsp; Eeep I know how much you must be excited for that! Posted by calindi
    Not negative, informative! Thanks for the heads up. And also, thanks for the t and Ps guys! We will be meeting with someone next Friday who will be helping up with this process. I'm so excited and nervous.
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