So, last night I learned a VERY valuable lesson. Insure your jewelry. Just before bed I suddenly felt that the amethyst stone to my engagement ring was no longer in my ring. Panic set in and F and I tore apart our bed. I often play with my ring so I knew I'd had it last in our house. Sadly, we didn't find the stone.
I have my jewelry insured, it was the first thing I did after we got my ring. The result is I'm able to replace the stone (and not have to pay for it.) However that doesn't mean that I'm sad at the loss of the original, and that I can't wear my ring right now. I've got my promise ring on my left hand in it's place, but it's not the same.
Someone suggested a replacement ring and even the thought of getting a different type of stone doesn't feel right. This is MY engagement ring, I don't want anything else.
But the lesson I learned: always make sure to insure your valuables. So if you don't have your ring insured, please get it insured!