My fiance and I got engaged a year ago - almost accidentally actually. We were laying in bed just talking and I asked if he was ever planning on asking me to marry him... Long story short, basically I asked him on a whim. I know he is not in a position to afford a ring having just had to pay for serious surgery (cornea transplant) as well as some car repairs. I have money saved up in a house/wedding fund, but I don't know if its just too out there to buy my own ring. I know it would be awkward to explain to people and I would miss out on any possibility of an "actual" one-knee, romantic proposal that I know my fiance wants to do. But after almost a year it gets kind of old to have people constantly looking at my hand asking where the ring is.