So I got a notice the other day stating the APR on one of my credit cards would be raised to 17.99 next month! WTF?? Hell no!! It wasn't because I was late or anything. It was just because. Damn them people. Anyway, there was an option to opt out so I took that. My APR will remain what it is now and the card will be closed automatically once it's paid in full. Not a problem at all. That was my plan anyway.
Another one of my cards lowered the credit balance by over $1000. And another doubled the APR but I had such a low APR on that one that doubling it didnt make the interest skyrocket. I only really have one card with a high balance and I hope that one doesn't double the APR. I'm hoping to pay that one down with some of our tax return. Anyway, I kinda went on and on there. Oops.