We are taking a cruise for our honeymoon. We are on a program that any time the price drops below what we paid, we get on board credit. Right now, we have almost 350 in credit. We also have an interior room with no windows. Right now, I can upgrade to a cove balcony (one that you can literally fish off of, it's so close to the water) for only 120 + all that credit. Well, the loss of the credit isn't a big deal, because that money was already paid. The 120, I would pay out of my own pocket (the honeymoon money was a gift).
Well, out of that 350 is 140 in tips that we would have had to pay out of pocket when we boarded. If I use the credit to get the balcony, we're back to paying that out of pocket.
I'm sort of wanting to surprise FI with this upgrade, but I'm leary about using up that 350 that he already knows were getting. Is that too much money to not have FI input in?
"In the old days my ass would be in your back yard picking cotton, so excuse me if I don't put much stock in how f*cking awesome the old days were." -Nuggs