Have any of your venues required every single vendor to have General Liability insurance AND worker's comp in order to step foot on their site? I am facing an issue in which my Venue is requiring my photographer to get a General Liability policy... okay totally understandable and she immediately agreed and did so. Then when we contacted the venue we were told that it was not good enough (four days before the wedding), she must have a Worker's Compensation policy as well or they will not let her photograph our wedding. She is a photographer who owns her own business, works for herself, and does not have any employees.... needless to say no insurance company will even offer a policy because they have all said it is unnecessary or it will cost hundreds to thousands of dollars.
I'm so sick over this... so I just want to see if anyone else has ever dealt with this or heard of this, because we have not and we were not told about it until yesterday.