Doomsday

ei34

Sorry to be so negative.  I swear I wasn't always this way.  I will say that four years ago I found a lot of solace from fellow Knotties during our chats, so thank you for that.  Hope we won't need it this time.

The kids and I got on line at 5:45 and we were done by 6:20.  I've never waited to vote before, so I'm trying to be encouraged by that.  Then we grabbed Starbucks.  Schools here, the students have off and teachers have professional development, BUT, our principal announced that ours was going to be virtual over the weekend which is awesome.  My parents are coming for the kids in a half hour and I'll have an empty house.  For PD, but still, looking forward to it.  Wishing you all as good as day as can be.

missJeanLouise

I am not looking forward to the next few days. I already have a headache.

climbingsingle

I'm so anxious. I barely slept last night. I was up before 5. 

I'll be voting in person after work. I was planning on early voting last week, but it literally rained every freaking day, and the lines were hours long. Hopefully it won't be too bad today. 

I still have PTSD from election night 4 years ago. I'm not going to watch any news tonight. I might have to lock my phone away. 

kvruns

@ei34 enjoy that empty house for a bit!

mrsconn23

I have no idea what I'm going to do tonight.  I know what I should do, but I'm also masochistic...so...yeah.  LOL

My first act of 'self care' today was to post about encouraging people to vote and blocking DH's rude-ass MAGA loving family, who were all up in my other voting post, from seeing it. Fuck them.  I don't need to hear it.  Not today, satan. 

My BFF is running for her school board.  I'm sending her funny memes to help her nerves.  

It's sad to see the images of our downtown being boarded up.  I know it's happening all over.  I think regardless of the outcome, there's some shit that will go down.  I also think if it's not decided swiftly (like by tomorrow or Thursday), there may be restless assholes who get a bug up their ass. 

I remember being nervous in 2016, but still thinking people were more reasonable than I gave them credit.  I just feel dread because unless it's a landslide, this shit is going to end up in court.  It's still probably going to end up in court, but if the numbers are on the correct side...it will be moo.  Ugh.  Today is pinnacle 2020. 

banana468

I really really really want this to be so obvious there's no arguing about the results and the giant wall in front of the White House blocks the moving truck. 

maine7mob

I don't think we will know anything before Friday.  I'm so anxious I've told my husband that if he wants to watch election coverage, he can do it when I'm out of earshot. While I have some hope that Biden will win, I am concerned about what Trump will do when he loses. He will have literally nothing left to lose, and I can see him going all scorched earth, firing Fauci and siccing his fringe cult white supremacists on people. He doesn't have a shred of decency or self-control and is not above doing that. Sorry for the dark reply, but this is why I need to avoid all coverage until the election is decided.

charlotte989875

I’m deep in the woods of the election and I’m cautiously optimistic; our institutions are stronger than we think. I don’t think there will be election violence and if we do it will be isolated. 

It’s my last day of maternity leave and I’m spending it snuggling the baby. That’s the only way to spend today. 

mrsconn23

((hugs)) @charlotte989875.  Enjoy those all day snuggles.  

short+sassy

Warning, my whole post is just a big vent.  And not even related to the election, lol.

As if this day doesn't suck enough, I got infuriating news last night.  Like the election, hopefully it is resolved by today or tomorrow, lol.

So we had our LAST inspection for my LAST draw request on my loan last week.  I have already started pushing the wheels a little by sending out refi inquiries to some lenders.  Which I'm already stressing about because it is so many long applications to fill out and all kinds of paperwork I need to get together.  And I'm already more behind the ball then I want to be.

Inspections are basically a 3rd party company, hired by my lender, to verify I've done the work I said I did.  I don't know WTF this guy was even REMOTELY thinking, but he reported to my lender that nothing much additional had been done and they are "initially" only approving $1,100 for my third draw.  Ummm...instead of the $19K it's supposed to be, ie 100% of the remainder of the rehab portion of my loan.  She did ask (via e-mail) if I wanted to dispute that.

KIM, it's been the same guy for all three of my draw inspections.  The only thing I can picture is that he was confusing the unit we just finished with the one he looked at last time.  Because they are almost identical.  But still!!!!  My H was there!  He was the one who let him in.  So I don't know what kind of moron this guy is that he didn't even bother ASKING my H if he was missing something.  Because OBVIOUSLY he is.

This same guy already made a mistake on my first draw by claiming I hadn't made roof repairs on one of the duplexes.  Not true at all.  I think he forgot to look and was trying to cover his ass.  Because, suspiciously, there were no pics at all of that roof.

I replied back to my lender, but I know it was after hours.  Plus, they are in CA, so it is going to be another hour from now before she even might see my e-mail.

I was so livid, I just couldn't calm down last night at all.  Then, just to make matters worse, my H's phone goes off four times in a row after he had gone to bed.  Which indicates something is setting off our motion sensor.  I didn't hear anything, but looked through all the windows and checked our side door.  I didn't see anything, but the side door security door was open!  Though the exterior door was locked.  But now I'm just totally freaked out on top of being upset.  I couldn't get to sleep until 2AM last night.  I talked to my H this morning.  He said he had let the dog back in while half asleep and he's pretty sure it was himself who accidentally left that door open.

And, just for the cherry on top, I have three mystery shops that were supposed to be done on Friday.  But, because the power was out everywhere, the dates were moved and they HAVE to be done today.  I'm doing one at lunch and the other two when I get off work.  Then, when I get home, all three reports need to be entered by midnight.  And I know I'm going to be exhausted all day after last night (sigh).

I'll watch the election via the Daily Show while I enter my reports.  But I guess a silver lining is I'm sure I'll be so exhausted that I'll crash early.

Casadena

@short+sassy that's horrible!!! I hope you get it corrected ASAP
@charlotte989875 enjoy that baby today and give him all the snuggles and smooches!

I also think that the predictions of widespread violence for tonight are overblown.  I can't drag myself into feeling optimistic about results though.  I just feel kind of jittery and anxious and I've cried a couple times already this morning (pregnancy hormones are obviously exacerbating the emotions).  I cannot watch tonight and if H is interested he can watch with headphones on the ipad, or i'll hole up in our room with popcorn and watch Holidate or Rebecca by myself.   

kvruns

any chance you can request a different inspector for future projects @short+sassy this one definitely sounds awful. What a headache

Jen4948

@charlotte989875, enjoy the day with the baby. I wish I could do the same!

I am nervous about the election and my job search. Wish I could settle down.

MNNEBride

@short+sassy - how infuriating!
@charlotte989875 - enjoy those baby snuggles!

Busy work days this week so I'm just sneaking in briefly.  

short+sassy

kvruns said:

any chance you can request a different inspector for future projects @short+sassy this one definitely sounds awful. What a headache

Actually, the plot thickens.  I was too upset to notice last night, but my loan company had included the inspection report along with their own calculations.

There were minor things I didn't agree with on the inspection report, but the biggest problem is the loan company's math was WAY off!  I seriously think they somehow missed a decimal point.  Because, including some of the things the inspector only gave me partial credit for, it should still be a draw of about $11K, not $1100.  That might be just a coincidence, but I dunno.

I sent a reply update to the loan company where I did the math for them, using THEIR own numbers.  And, like they say in elementary school, I even showed my math work in the e-mail!  Lol.

short+sassy

So all right!  Finally, some good news today.

I forgot to tell you all yesterday, but my work is paying us all for the time missed last week.  Not just Thurs. and Fri., but even the 4 hours on Wed. when most people (including me) went home early.  The Wed. was a nice surprise!  We'd all been led to believe we'd need to take vacation time for that day.

The Big Boss called me into his office a little while ago.  Always stressful, but this is the month of my work anniversary.  This was the mantra in my head on my walk to his office, "Please don't be something bad.  Please be a raise.  Please don't be something bad.  Please be a raise."

Phew!  It was a raise.  Only 3.33% because "cost of living raises only" is how they roll around here.  But certainly better than nothing!  And way, way better than being in trouble, lol.  Plus he is a man of few compliments, but he thanked me for all my hard work over the year.  We also spoke for a few minutes about my current work load and what's expected in the relatively near future.  

short+sassy

Casadena said:

@short+sassy that's horrible!!! I hope you get it corrected ASAP
@charlotte989875 enjoy that baby today and give him all the snuggles and smooches!

I also think that the predictions of widespread violence for tonight are overblown.  I can't drag myself into feeling optimistic about results though.  I just feel kind of jittery and anxious and I've cried a couple times already this morning (pregnancy hormones are obviously exacerbating the emotions).  I cannot watch tonight and if H is interested he can watch with headphones on the ipad, or i'll hole up in our room with popcorn and watch Holidate or Rebecca by myself.   

I think so also.  Though I wouldn't be surprised at isolated incidents.

((Knock on wood)) I'd be really surprised if anything happened locally where I live.  I'm probably being biased but, especially considering the Trump supporter shenanigans on roads Sun./Mon., I'd think violent incidents would more come from the far right and their white supremacist friends.

My state might be red, but my city is very blue.  I just don't see violent protests happening locally if it looks like a Trump win, though there would be frownie faces.  And there would be dancing in the streets if it looks like a Biden win.  Though then the suburbs would have frownie faces, lol.

Off on a tangent, but it's always so surprising to me how politically different NOLA is from its suburbs.  To me, they're basically the same place and culturally they're identical.  But NOLA is blue signs all over the yards and the suburbs are red ones.  LONG before the state mask mandate, almost everyone in NOLA wore masks indoors.  In the suburbs, most people didn't.  

levioosa

I am at work and so tired. Of course we had someone call off. Overall we had a really good weekend. We only had one TOT’er. FSIL and I managed to squeeze in two ten mile hikes and I’m feeling it today. I slept terribly last night and had apocalyptic nightmares. It doesn’t take a genius to figure out they’re related to Election Day anxiety. I’ll be hiking tonight and avoiding as much news/social media as possible. 

Casadena

The person who wrote to Prudie last week about suspecting their wife voted for Trump in 2016 wrote back in with an update in the live chat today.  I'm going to post in that thread. 

ETF: pronouns

mrsconn23

Casadena said:

I also think that the predictions of widespread violence for tonight are overblown.  I can't drag myself into feeling optimistic about results though.  I just feel kind of jittery and anxious and I've cried a couple times already this morning (pregnancy hormones are obviously exacerbating the emotions).  I cannot watch tonight and if H is interested he can watch with headphones on the ipad, or i'll hole up in our room with popcorn and watch Holidate or Rebecca by myself.   

I'm really not worried about tonight.  It's more if it drags out into this weekend with no definitive answer and people get restless for whatever reason.  I actually see more "Trump Trains" happening this weekend if the result isn't confirmed.   

If Trump pulls off stealing it through the Supreme Court, I don't think we'll survive as a country.  

Casadena

mrsconn23 said:

Casadena said:

I also think that the predictions of widespread violence for tonight are overblown.  I can't drag myself into feeling optimistic about results though.  I just feel kind of jittery and anxious and I've cried a couple times already this morning (pregnancy hormones are obviously exacerbating the emotions).  I cannot watch tonight and if H is interested he can watch with headphones on the ipad, or i'll hole up in our room with popcorn and watch Holidate or Rebecca by myself.   

I'm really not worried about tonight.  It's more if it drags out into this weekend with no definitive answer and people get restless for whatever reason.  I actually see more "Trump Trains" happening this weekend if the result isn't confirmed.   

If Trump pulls off stealing it through the Supreme Court, I don't think we'll survive as a country.  

I agree with you on all of that.  And I'm actively trying not to let myself think about that possibility and remind myself that I can't do anything more to change the outcome. 

ILoveBeachMusic

I can't think about the returns today. I'm just too anxious/depressed. I got home this afternoon from Chicago. The boys were adorable as Daniel Tiger and O the Owl. They didn't go ToTing but just walked around the block to look at decorations. Their next door neighbor has a little treat bag for them which was great. I'm really down about the holidays now. DD tends to be very pessimistic about Covid and says we probably won't be able to get together for either Thanksgiving or Christmas in Indy (thanks Chicago travel ban). My older son won't travel to Chicago because of the population density and covid numbers. I'm just so down about it. I'm a huge holiday person and am never happier than when all my kids are together.

I was a little worried about driving back today because of election shenanigans but there was nothing. Traffic was really light driving through Chicago and not bad on 65. I only saw one car that was flying Trump flags out all windows. I really hope nothing violent happens. DS2 did get into early voting last Friday night so our whole family early voted. I'm glad I did absentee ballot because I don't think my leg could have handled standing in line for hours.

OliveOilsMom

H and I just got back from picking up our countertops at Lowes.  We got the rest of our stuff too.  I'm currently watching Melrose Place and will be avoiding election returns at all costs!  I'm also wearing my "I voted by mail" sticker today!

mrsconn23

((hugs)) @ILoveBeachMusic

This year has just really been awful and the holidays being screwed over just magnifies it all. 

Casadena

ILoveBeachMusic said:

I can't think about the returns today. I'm just too anxious/depressed. I got home this afternoon from Chicago. The boys were adorable as Daniel Tiger and O the Owl. They didn't go ToTing but just walked around the block to look at decorations. Their next door neighbor has a little treat bag for them which was great. I'm really down about the holidays now. DD tends to be very pessimistic about Covid and says we probably won't be able to get together for either Thanksgiving or Christmas in Indy (thanks Chicago travel ban). My older son won't travel to Chicago because of the population density and covid numbers. I'm just so down about it. I'm a huge holiday person and am never happier than when all my kids are together.

I was a little worried about driving back today because of election shenanigans but there was nothing. Traffic was really light driving through Chicago and not bad on 65. I only saw one car that was flying Trump flags out all windows. I really hope nothing violent happens. DS2 did get into early voting last Friday night so our whole family early voted. I'm glad I did absentee ballot because I don't think my leg could have handled standing in line for hours.

Does your DD actually live within Chicago city limits?  for some reason I thought she was in the burbs.  Curious because the ban is only for the city, not county/surrounding area/state.  

ILoveBeachMusic

Casadena said:

ILoveBeachMusic said:

I can't think about the returns today. I'm just too anxious/depressed. I got home this afternoon from Chicago. The boys were adorable as Daniel Tiger and O the Owl. They didn't go ToTing but just walked around the block to look at decorations. Their next door neighbor has a little treat bag for them which was great. I'm really down about the holidays now. DD tends to be very pessimistic about Covid and says we probably won't be able to get together for either Thanksgiving or Christmas in Indy (thanks Chicago travel ban). My older son won't travel to Chicago because of the population density and covid numbers. I'm just so down about it. I'm a huge holiday person and am never happier than when all my kids are together.

I was a little worried about driving back today because of election shenanigans but there was nothing. Traffic was really light driving through Chicago and not bad on 65. I only saw one car that was flying Trump flags out all windows. I really hope nothing violent happens. DS2 did get into early voting last Friday night so our whole family early voted. I'm glad I did absentee ballot because I don't think my leg could have handled standing in line for hours.

Does your DD actually live within Chicago city limits?  for some reason I thought she was in the burbs.  Curious because the ban is only for the city, not county/surrounding area/state.  

They live in the near burbs but the hospital where she works follows Chicago guide lines (even though it is northern burbs). So if she and her family came to Indy for either holiday and the ban is still in effect, she would have to self quarantine for 2 weeks. She is at more risk going to work than coming to our house though, because we hardly go or do anything. She knows that but can't risk coming down with it and having to admit to being in Indiana.  I'm just having a pity party. 

Casadena

ILoveBeachMusic said:

Casadena said:

ILoveBeachMusic said:

I can't think about the returns today. I'm just too anxious/depressed. I got home this afternoon from Chicago. The boys were adorable as Daniel Tiger and O the Owl. They didn't go ToTing but just walked around the block to look at decorations. Their next door neighbor has a little treat bag for them which was great. I'm really down about the holidays now. DD tends to be very pessimistic about Covid and says we probably won't be able to get together for either Thanksgiving or Christmas in Indy (thanks Chicago travel ban). My older son won't travel to Chicago because of the population density and covid numbers. I'm just so down about it. I'm a huge holiday person and am never happier than when all my kids are together.

I was a little worried about driving back today because of election shenanigans but there was nothing. Traffic was really light driving through Chicago and not bad on 65. I only saw one car that was flying Trump flags out all windows. I really hope nothing violent happens. DS2 did get into early voting last Friday night so our whole family early voted. I'm glad I did absentee ballot because I don't think my leg could have handled standing in line for hours.

Does your DD actually live within Chicago city limits?  for some reason I thought she was in the burbs.  Curious because the ban is only for the city, not county/surrounding area/state.  

They live in the near burbs but the hospital where she works follows Chicago guide lines (even though it is northern burbs). So if she and her family came to Indy for either holiday and the ban is still in effect, she would have to self quarantine for 2 weeks. She is at more risk going to work than coming to our house though, because we hardly go or do anything. She knows that but can't risk coming down with it and having to admit to being in Indiana.  I'm just having a pity party. 

that's too bad   I was asking because my parents mistakenly panicked about the "chicago" ban - but they generally lump in the suburbs when reading/hearing about chicago.  

kvruns

hugs @ILoveBeachMusic I hope the ban is lifted so you can get together with everyone. 

short+sassy

Another update on my draw request.

The woman who heads the draw department is the one I've been e-mailing with.  She totally agrees with me and said she petitioned for my third draw to be $11,460, but didn't give me an explanation as to why only 10% of that was approved.  She said she is going to ask the inspector to readjust the report...which would not cause an extra visit/fee...and have him show my completion as higher.  She said she will put a rush on it.

This is how baffling the situation is.  These aren't my specific numbers except for the very last one, but this is exactly the basic math involved:

The "construction holdback" (rehab funds) of the loan is $100K.  The inspector determines that 94% of the work has been completed.  So $94,000 should be paid (total).

The borrower has already been given draws totaling $83K.  $94K-$83K=$11K, ie $11K should be the last draw amount.

charlotte989875

ILoveBeachMusic said:

Casadena said:

ILoveBeachMusic said:

I can't think about the returns today. I'm just too anxious/depressed. I got home this afternoon from Chicago. The boys were adorable as Daniel Tiger and O the Owl. They didn't go ToTing but just walked around the block to look at decorations. Their next door neighbor has a little treat bag for them which was great. I'm really down about the holidays now. DD tends to be very pessimistic about Covid and says we probably won't be able to get together for either Thanksgiving or Christmas in Indy (thanks Chicago travel ban). My older son won't travel to Chicago because of the population density and covid numbers. I'm just so down about it. I'm a huge holiday person and am never happier than when all my kids are together.

I was a little worried about driving back today because of election shenanigans but there was nothing. Traffic was really light driving through Chicago and not bad on 65. I only saw one car that was flying Trump flags out all windows. I really hope nothing violent happens. DS2 did get into early voting last Friday night so our whole family early voted. I'm glad I did absentee ballot because I don't think my leg could have handled standing in line for hours.

Does your DD actually live within Chicago city limits?  for some reason I thought she was in the burbs.  Curious because the ban is only for the city, not county/surrounding area/state.  

They live in the near burbs but the hospital where she works follows Chicago guide lines (even though it is northern burbs). So if she and her family came to Indy for either holiday and the ban is still in effect, she would have to self quarantine for 2 weeks. She is at more risk going to work than coming to our house though, because we hardly go or do anything. She knows that but can't risk coming down with it and having to admit to being in Indiana.  I'm just having a pity party. 

That sucks, we’re having a hard time with holidays too. My SIL is a teacher and their kids are in school part time, so whole they haven’t had direct exposures there have been exposures in their buildings. With him being so little it’s hard. And we’re in Buffalo so it’s not like we can do outdoors. 

ILoveBeachMusic

Thanks, y'all. I usually try to be optimistic but it is getting so hard! DD really wants to be here for Thanksgiving (this is the year they spend Christmas with her ILs). Our family was planning to all get together after Christmas because DS1 and DIL are seeing her family for Christmas and quarantining for 2 weeks prior to that so they can see her grandmother. Hopefully something will workout!