I am a professional woman who has been married for 16 years. My job is stressful, and I often work 12 hours or more. We have no children. At first things were wonderful, and my husband always seemed like a sweet, mild-mannered, caring man. Three years in, he was laid off because his company ran into financial trouble. Because I am a high-earner, I told him he didn’t need to go back to work as long as he kept the house up and did basic repair projects. He never went back to work, but he never kept the house up, either. We also hired housecleaners to visit every two weeks, but in between nothing got done. I asked him to go back to work. He didn’t. I strongly suspected he was having affairs a few years later, but he always denied it. I have no concrete proof, but he did many suspicious things like hiding months of phone bills and having midnight texts. Years later he voluntarily took two polygraph tests to save the marriage (we stopped having intimate relations five years ago mostly because I no longer admired, respected, or trusted him, and because of my resentment toward him on several levels). He failed the tests.
Until lately, I generally ignored all my feelings and went about trying to have a good life. My husband will not discuss our issues because, he says, he clams up or needs time to think. I verbalize my needs and frustrations all the time. At one point he started snapping at me and rolling his eyes, but I firmly and strongly told him to stop, which he mostly has. I demanded that he get a job, and he finally works 25 hours a week making a small salary. He knows I no longer love him (in the least), but he won’t leave. We now live in separate bedrooms. We have been to two marriage counselors. I have told him I will go back if he is willing to discuss his unfaithfulness, which he still denies. He states the lie-detector tests are invalid. The house and everything we own are paid for by me alone. I need to divorce, but he will take everything I own, plus alimony. On the surface, he is a nice, charming, religious guy. None of our friends know about our marriage troubles, and they would be shocked to hear this. Advice, please.