Not to beat a dead horse but to follow up from my earlier post about decided between two rings, I found some pictures that can help show the differences between rings.
This
clicky shows what the more expensive ring looks like except that instead of being round, the one I like is cushion cut with a more square halo portion on the outside. It's more delicate with smaller surrounding stones than the second ring. This one has the cathedral like this:

Now, this
clicky is almost exactly like the less expensive one from the family jeweler. It doesn't have the cathedral arms on the side:

And from the top:

Opinions?
I think I'll bring the pic of the one with cathedral arms to our family jeweler tomorrow and see if he can do anything like that and still keep it at a lower price. Not sure if that's possible but that would make it easier!