So, this past Jan my cc company passed a company wide edict to charge people an interest rates that is out of the shower assrapping butthole.I paid my balance. I always was a good card member....so now I either cut the card (which would be bad for one reason) or keep it (with it's ridiculous rate they won't begin to consider lowering until 2 months - I called).I swear, I'm The Hulk.