Oldest SIL is apparently tight on money. I love her dearly, but she was contemplating cancelling her home phone because they're squeaky right now.
I of course looked at H and said, "maybe stop smoking". Okay, her and her H probably smoke about 1-2 packs a day, so that's around $10 a day (at cheapest). Uh huh. That would take care of the $30 in three days.
I know it's not easiest, but I wish they would entertain the idea at least.