s/o new cars - someone smack me

tawillers

I've had new car fever for a month or so.  There's nothing wrong with my car, yet I keep looking at dealer websites.

Both of our vehicles are paid off.  I love putting the extra money into fun things and savings each month.  I do not want a car payment, just a new car.

Wah wah wah.

**O-Face**

*smack*  

Imagine something sucking up your money for 5 years...at least.

mrsconn23

LOL.  You're like my H.  He gets that itch every few years.  He's a car nut.  I always hear about the cars he wants when such and such happens (more money, retirement, kids are older, etc., etc., etc.)

I was really hoping his car would have lasted longer because it was paid off.  But going from a 4-day work week to a 5-day (when he drives 80 miles round-trip per day) and him going OOT these past few weeks...the car was done in. 

**O-Face**

I haven't NOT had a car payment since 2005...so yeah.  I am tired of making payments.  And I still have 2 years left. 

VarunaTT

New cars are only new cars for a month.  Then, they're just your car again.  Nothing exciting, only now you have a car payment, your insurance is probably a bit higher and you're just waiting for the first thing to go wrong.  

Help?  

tawillers

Yeah, yeah.  I guess I'll try to fall back in love with my dumb ol' car.

PMeg819

I feel you. I want a new car- my loan has less than a year. But I know having that extra money in the bank each month will be way better so I've forbidden myself from even thinking about it.

6fsn

::SMACK SMACK::

I was perfectly content to keep my old car.  I hate payments and ours is kinda piddly.

DG1

If you don't have a payment, put away half of what a regular payment would be into a specific car purchase fund. You'll still feel like you have extra money, and when you DO eventually need a new car, you'll either be able to pay cash flat-out or finance a lot less. 

In the meantime you're *earning* interest on the "payments" instead of paying interest to the loan company.

This technique has kept me from car payments for more than 10 years.