WDYT?

**O-Face**

Just curious-about CC debt:

*Barbie*

i use my CC for everything for the points/cashback. at any given time i may have 1-2K on my card, but i pay it in full each month. I'd say carrying any kind of balance is too much, but i realize that sometimes (like emergencies) it can't be helped.

hmonkey

anything you can't pay off in a few months is too much.  whenever someone has cc debt in five figures, i think it's eyerow raising unless it was due to a calamity, like a house fire or something.

Matty143

Hi!
In your poll I voted for the $5k+

HOWEVER, as of 2 years ago I had about $20K in CC debt! *hangs head in shame*..
It took a loan from Mom and getting over shopping but I did it!!
I would like to take advantage of the points like you both mentioned, but I now have CC anxiety and dont use it at all anymore.

TheDuckis

Honestly I think a dollar is too much.

baconsmom

We have one card that we use for the points/cashback, so we have something on it almost all the time. I think anything you can't reasonably pay off in a month or two is too much, but obviously that would vary from income to income.