All is going fine... Then this happens.

Wicked515

So, the other day I put down the deposit for my wedding venue. Everything was going great. Today, I get an e-mail from Bank of America about irregular activity. I call them to see what's up. Apparently somebody has been buying wedding dresses, and it's NOT me! Someone bought 3, yes 3! dresses from a wedding dress site, DHgate.com. I already bought my dress and it wasn't from them. I never heard of them before. 

I started freaking out, thinking that my venue isn't gonna get their deposit cause my account is on hold. But they assured me that because I wrote a check, that is should be fine. And if it didn't go through they would contact me to get things straight. So I'm winding down from my stress this morning. But I have to admit that it's funny that someone needed 3 dresses!!!

6fsn

Someone is using your debit card and you're concerned about the venue deposit?

Glad your stress level is dropping at least.

baconsmom

I'm amazed BofA emailed you about anything. They couldn't be bothered to let us know our escrow payments had changed, and then we ended up paying the wrong mortgage payment for three months. Did wonders for my H's credit. 

mrsconn23

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/special-topic-wedding-boards_wedding-woes_going-fine-then-this-happens?plckFindPostKey=Cat:Special%20Topic%20Wedding%20BoardsForum:47Discussion:81d1d932-5832-4a7a-bbdb-56c573d0ff89Post:39429df8-1d3c-4d2e-80c5-253a6cc8e712">Re: All is going fine... Then this happens.</a>:
[QUOTE]Someone is using your debit card and you're concerned about the venue deposit?
Posted by 6fsn[/QUOTE]

I can see that.  A bounced check can be quite a headache to deal with.  At least your bank caught it and contacted you!

Wicked515

I know I'll get that money back. I just don't want the people at the venue to assume I purposely gave them a bad check. But the fraud people at the bank said I should file a police report. So I guess that's the next step!

6fsn

A police report, pull your credit report, put fraud alerts on all of your credit cards, and close your account.

Someone has stolen your identity.

MNNEBride

Not to add to your stress, but....
be sure you were speaking to real folks at Bank of America.  I have recieved emails from them in the past indicating unusual activity and it is spam or fishing mail.  I haven't had a BofA account for years.   When there was suspicious activity on my current credit card, the fraud department called me directly. 

Wicked515

After I got the e-mail, I checked my account first, and sure enough I saw the charges. Everything has been changed, passwords, accounts, you name it! It could have been worse, that's what I keep thinking!

Butter Cookie

Huh. I thought most banks made you change your account (or at least seriously encouraged you to) if something like this happened. Ditto everybody else, and certainly file that police report, and certainly change your bank account. A hassle, yes, but it may save you years of trying to recover from some douchecanoe with your bank info.

katenadjohn

THREE?? Wow.  Hopefully everything works out... definitely do a police report.  Did you buy your dress already, and if you did, did you use this card?  The shop you used may not be super trustworthy...