Wedding Insurance (Cross posting from another board)

aperitisa

Normally I wouldn't even think about spending money on wedding insurance, but since my big day is on January 29th, in Chicago, I figure this might be something to look into.  So here are my questions....
1. Did any of you buy wedding insurance?2. If so, where from?  Where you happy with the company?  Any pros and cons?3.  If you bought it, did you need to use it....and did it work how its supposed to?4. If you didn't buy it, do you wish you had? 
I'm a little hesitant to just buy insurance from a website without any recommendations, so any help is appreciated!  Thanks so much!  

Golfer09

I did buy wedding insurance because we had many vendors supporting our wedding.  We went with Wedsafe which is provided by Aon, a pretty reputable company. 

You can purchase as much coverage as you want and for a couple hundred dollars, we got coverage for $35,000.  We did end up using it when our rehearsal dinner restaurant went out of business and we lost our deposit despite having a contract (which was coincidentally, a couple hundred dollars).

When filing a claim with Wedsafe, it was really easy -  called their claims department and filled out a couple of forms and provided proof (screenshot of their website saying they were closed), we got our refund (minus a small deductable) within the week!

aperitisa

Thanks for your help! I was looking at Wesafe as well.  It seems worth the few hundred dollars with all of the risk of a winter wedding in chicago.   Blizzards are my worst enemy in wedding planning!