Oh crap

MissSarah786

I'm pretty sure I threw away a finger printing form with my birth date, DL#, and SSN. Stupid, stupid me. Other than getting a credit check, does anyone know what I can do to check myself. I've checked online but it's all info on if you know something happened.

SarahPLiz

Just watch your credit like a hawk. You can put a fraud alert on your credit even if you don't KNOW something has happenned yet. Its a 6-month alert, and you can renew it as many times as you want. It makes the credit agencies call you if anyone tries to check your credit. Its free.

TurtlesAllTheWayDown

Yeah, go through one of the three major credit bureaus and put a flag on your account. That way, lenders are supposed to double check/ask for additional documentation when someone applies for credit in your name. It will make it much harder for someone to open up a credit card under your name or something. I did that when someone hacked into my bank account online and tried to transfer out $500. They were dumb about it, and thankfully my bank caught it and stopped it. But I was flipping out that they had a bunch of info.

TurtlesAllTheWayDown

And you only need to go through 1 credit bureau and the info will be sent to the other 2. The flag is just for 3 months and it's free. After that, if you have documentation of fraud, you can pay like $20 and have your credit frozen for a year so no one can open anything, period. But only if you know you've been compromised.

MissSarah786

Thanks ladies.