I have a lovely cousin who is a wedding photographer and from the moment I got engaged everyone in the family has joked that "at least I already have a photographer" and she has made it clear that she would love to be my photographer but unfortunately I simply can't afford her. It's not that she isn't worth it, she is amazing, but I really just cant swing it. I also don't want to ask for any kind of discount or anything because when my brother got married it was a very last minute before-he-ships-out budget wedding and she did the photography for free which was a HUGE favor (especially meaningful since so many family members were unable to attend and she had live photo updates for out of town family all through the day) and so I want to be able to pay her for her beautiful work.
How can I use another photographer that I can afford? Or even bring up the subject? Help!