Why do people wear the engagement ring outside the wedding band?

Where I'm from, you usually wear engagment ring on right hand, wedding ring on the left - but engagement rings aren't all that common anyway. I was looking at pictures and it seems like most married women wear their engagement ring on the outside - why is that?

I would find it more natural that the wedding ring goes over the engangement ring, since you're engaged first, then married.

Anyone care to enlighten me?

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