May 2012 Weddings

Really need some advice (long)

Hey guys, I'm really hoping I can ask my questions here and avoid getting flamed, but that might not be possible.  But here goes nothing...

We started planning our wedding back in March for next May.  FI is an only child and I'm like an only child in some ways to my parents as I'm the only girl and my 3 brothers are all much older than me (youngest one is 9 years older).  Anyway, we knew the wedding would not just be important to us but also important to them.  So we looked at many venues online, I crunched #s to compare the costs of throwing a traditional wedding DIY style versus doing it at a lower-end all-inclusive facility.  We went to a place we loved and was on the lower-end of the all-inclusive places but its gorgeous.  Catering will be $25/pp, alcohol will have a $1400 budget, rental fee for ceremony and reception is $1295, and waitstaff, bartender, all tables/chairs/chaircovers, sound system, etc is all included with the rental.  Of course, you have to add on takes and gratuities as well, but you have to do this everywhere.  We decided to run it by both sets of parents as I'm in school and cannot work full-time to see what they envisioned.  My parents loved it but are not well off right now financially.  FI's parents also liked it and offered to help contribute financially however they needed to.  Perfect.  We hoped to save  $6,000 ourselves towards our $12,000 total wedding costs (For EVERYTHING) so we were participating in this too.  His parents offered to put down the $1,000 deposit fee, but we ran all of this by both parents to ensure we made a choice in which we could feasibly financially do.  If they hadn't offered to contribute, we would not have booked this location.

Fast foward -- May 2012 has booked quickly.   All of our vendors have had dates book for the month already, and our wedding is on a holiday weekend also.  So we again discussed financial contributions with both sets of parents.  Mine gave a set amount and FI's parents just again agreed they'd help but no estimate of what that might entail.  Weeks go by with no more info from FILs.  Okay...so we approach it again and again they say they'd love to help and we explain that we do need to get an idea of what our budget is so we can make realistic decisions on what to put deposits down on.  They say they understand and we don't hear from them again for weeks.  His mom came into town for a business trip -- we tried to discuss it, and again we got nowhere except that they'd love to help.

I am SO beyond frustrated.  It's been 2 months with no hint of a real response from FILs.  I know now that we should have gone solely on our own savings, but back then when his parents offered us that and my parents offered us and said to move forward, we believed that and listened.  Now we have no idea what funding we're getting and what we're not.  If they had been unsure or honest upfront, I would have never, ever booked this venue.

I know at this point we honestly have to act like they aren't goign to contribute anything and try to scale back.  We'll be $2,500 short, which we could put on a low-interest card if we had to, but I really did not want to do that.  We are having a Friday evening wedding to save money on rental fees, but then that means we have to feed everyone dinner since many will be coming straight from work.  I can't find another venue that offers tremendous cost-savings and we'd lose $1400 worth of deposits we've already made. 

I need to know what you guys would do in this situation.  I know we made a mistake counting on other people when they offered to help --  I just need to know what we should do now.  I have no one else to discuss this with because FI is not interested in talking about it right now and I'm in full panic mode. :(   
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Re: Really need some advice (long)

  • Do you think it is possible to save up the $2500 you are short within the next year? or at least try to and then put whatever of the $2500 on a low interest card if you HAVE to?

    And I know you said you don't work full time now, but did you think about maybe getting a full time job for the summer (maybe bartending/working in a restaurant) I know I did this over the summer a couple of years ago in a bar/grille and I made $500+ a week and its nice because I only had to work nights so if you do work during the day its still doable.  That is definitely something to think about.

    And I know how you feel about not being able to get a specific budget.  My parents are doing the same thing to me (although they are actually paying for the entire wedding) but I kept asking what my budget was so I could not pick something too expensive/and fall in love and then not get it you know??  My mom kept avoiding the question saying "she didn't know"  finally she told me "Katie, the wedding could cost 10K or it could cost 40K I don't know right now so don't worry about it"

    SO I have just been going with the flow, running everything by my mom, and if she thinks something specific is too expensive I look for something else.  So far my parents have put down all of our deposits.

    Maybe his parents are planning on helping out, I mean they did put the deposit down for you guys right?  

    I would just work on saving up the money you need, think about getting a full time job for the summer, that way if his parents can't/don't contribute you will have the money.  And if they do, which I'm sure they still could (remember the wedding is over a year away) then you will have a little bit of extra money in the bank which would be a nice thing anyway!

    I hope this helps.  And I know none of these girls will flame you for this question, we're not like that, they'll give you there honest opinion, just take it as that, I'm sure no one will attack you.

    I hope everything works out for you in the end though!
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  • I'm not sure if I missed something, but have your FIL's made it sound like they won't contribute anymore? It looks like you're $2500 short, if you just count your savings (or anticipated savings) and your parents' contribution. You don't think that over the course of the year, you and your FI can talk to them again and let them know that is the amount you need?

    If you've already made your deposits, you don't really need anymore of the actual money until balances are due, usually 1-2 weeks before the wedding day. I think if $2500 is the remaining amount you need, canceling the venue and losing a $1400 deposit doesn't make sense...

    I don't know if this helps much, but budget really is the first wedding planning that needs to be tackled, so I can imagine your frustration. FI and I are paying for the majority of our wedding ourselves, and our families offered to contribute what they could, and knowing that food is the highest cost, we asked that they contribute at least enough to cover the costs of inviting extended family from their side (we have two sets of divorced parents, so this helped a lot). Maybe a way you could open the talk up with FIL's again is to talk about their guest list and the cost pp for the meal...

    Sorry you're going through this!
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  • Thanks greeneke -- I have seen people get flamed on the other boards when it comes to budget and parents contributing.  But I figured this board is the nicest by far and I hope no one will flame me for it, but if it happens, it happens.

    I will be working full-time over the summer.  Right now I am having to tap into savings every single paycheck to make ends meet.  I have done everything I can to cut down on my expenses.  Fortunately I just picked up a weekend shift so hopefully that helps.

    I really appreciate all of your advice -- thanks for being understanding
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  • I totally understand how you feel.  FI and I are paying for the wedding ourselves.  My parents aren't well off financially, and FI's parents said they would be helping us out a little bit.  However, I kind of just counted on using whatever money we could save ourselves, and if anyone else was able to contribute, that would just be extra money in the bank after everything was said and done.  I think you might be better off by asking them the exact amount they plan on contributing; with this sort of thing, beating around the bush never really gets you anywhere.  I would just politely explain that you need to know the exact amount of the total budget (and the exact amount they plan on contributing) so you can plan accordingly.  Also, they may not realize how soon you need money to book venues and vendors...they may be planning on giving it to you later in the process.  Older folks don't realize how early things need to get done nowadays. ;)

    I agree with Katie, maybe see if you can take on extra work?  Summer is a great time to find a part-time job (retail or restaurants usually need lots of help), and you could also do seasonal work over the holidays at the end of the year.

    I hope everything works out for you!
  • I don't think this post could be flamed at all.. its a normal question to me! 

    I know exactly where you are coming from. Neither sets of parents have given me a budget. FI's parents are paying for about 30% of the wedding. What FI and I did was ask his parents specific thigns to pay for, like the DJ, photographer, rehearsal dinner, and favors. That way we could give them numbers, and they would accept or reject it. They graciously accepted it and put down payments on everything.

    So maybe you could approach it that way. Ask if they would be willing to pay for the DJ, or the alcohol, tell them how much it will cost, then see what they say.
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  • Audrey -- thanks for your input.  :)  I've try to tackle it via the "guest list" route many times as well.  I've tried just to get an approximate head count from them (no names) and can't get that either.  We're estimating 100 people but we have no idea on that either.

    In the end I'm pretty sure they'll come through, but its REALLY hard for me to go on blind faith.  I'm a planner.  I want to have all my ducks in a row up front, and I don't want to hire vendors that in the end, we can't afford.  I've always had a great relationship with FI's parents, but for some reason this subject has been an enormous issue just because we simply cannot get an answer.  Even if we could just get an acknowledgement from them that they hear what we're saying that that they don't have an exact amount right now but to go ahead and proceed and we'd work it out later that would be one thing -- but we can't even get that...

    Good point on the $2500 short versus the $1400 loss in deposits.  I didn't think about it that way.

    Thanks :)
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-club-boards_may-2012-weddings_really-need-advice-long?plckFindPostKey=Cat:Wedding%20Club%20BoardsForum:f0ca0bc1-9255-4120-8042-b40e7f3e99c5Discussion:518431e2-f143-4f6b-91fd-e7a040d8a15dPost:b5980c3f-86c2-4428-8a64-c33437453528">Re: Really need some advice (long)</a>:
    [QUOTE]I don't think this post could be flamed at all.. its a normal question to me!  I know exactly where you are coming from. Neither sets of parents have given me a budget. FI's parents are paying for about 30% of the wedding. What FI and I did was ask his parents specific thigns to pay for, like the DJ, photographer, rehearsal dinner, and favors. That way we could give them numbers, and they would accept or reject it. They graciously accepted it and put down payments on everything. So maybe you could approach it that way. Ask if they would be willing to pay for the DJ, or the alcohol, tell them how much it will cost, then see what they say.
    Posted by FutureMrsSheeler[/QUOTE]


    We've tried this, too.  When his mom was here, we discussed the "FLOP method" that's in the wedding planning book I have.  I told her everywhere I look, the answer to what the FI's family pays for is different so this method was just a suggestion.  However, she said it sounded okay.  So this past week we met with a photographer but it would exceed the initial photographer's price I had looked at and told them about.  I e-mailed his mom (best way to contact) to ask if this photog's price seemed reasonable to her and how she felt so we could put down a deposit ASAP....no response still.  She e-mailed us about other things but completely ignored this one.

    -sigh-
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  • As far as guest list goes, my FI and I split the number of guests that we could afford in half.  Half of his friends/family and half my friends and family.  We gave both our families the numbers that they could invite that we could afford.  In the end, my FMIL wanted to invite more.  When my FI told her she could invite who she wanted but we could only afford the number given to her, she is paying for the rest.  This worked out well because I didn't have to wait for her to make a decision.  Good luck with everything, and just look for other areas to cut back (decorations, wine and beer only, etc...)  You've got time so I'm sure you can work something out.
  • Hey girl ... Definitely understand your frustrations here. My FI and I are footing our wedding Also since neither family is well off. What started as a 10k budget ended up closer to 35k and I have had my freak out moments trust me they happen. What sort of other cut backs financially can u make? Like bills and stuff. Have u looked at your overall finances. Not just wedding budget? For us it meant moving home with mom and dad to save rent, cutting coupons for groceries, combining credit debt etc. I will give u a sign of hope... Last year i was 40k in credit card debt due to my ex bf screwing me over borrowing money from me. I literally sold everything I could because I knew I'd eventually get married etc. Ive been working 2 jobs for the last 9 yrs. I'm now 0.00 in debt and have 1/2 the wedding paid off. Keep your chin up. Where there is a will there is a way. Even if u have to put it on a cc for now... Don't give up your dream. Good luck.
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