May 2012 Weddings

GOT APPROVED!

For a mortgage! WOOT!  For those of you who didnt know the story, my ex ran me into bad debt before i left him about 2 yrs ago...to the tune of 40K. I wound up having to bust toosh to get things in order, pay debt back, and get my life in order. When i was with him we had a house which i regretfully didnt fight hard enough to get my name put on the mortgage..so when we split i lost everything...a house i was paying half for, my place to live, and i was in serious debt and no job (was laid off 1 month prior to our split) ...As luck would have it...i met my fiance, found an awesome paying job,..and with a lot of hard work (i work a part time job also) and determination (and selling most of what i owned..lol) i can now say i have $0.00 credit card debt, managed to keep my credit score in the 800s and just got approved for a mortgage about 2 yrs after i thought my life was going to go no where. When marty and i met, neither of us were working (he was laid off from the union) and i had been let go of a job i was at for 5 yrs. we both leaned on one another for support and to get by which is why i think we have such a strong relationship...we both had nothing and are building everything from scratch.
i guess it proves that never giving up will lead you in the right direction.

Re: GOT APPROVED!

  • Awwww Yay!!! Happy to see things are turning around for you!!!!
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  • Congratulations!  That's amazing...... I guess the moral of the story is to never give up!  :)   Have you found a house that you're interested in yet?  or just starting the house hunting process?
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  • Congrats Donna!
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  • Great dedication to get your finances in order. Must have been a real challenge!
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  • Congrats!!!  That is a huge feat and you are right -- never giving up does certainly pay off.
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    Congratulations!!! That's such great news! So glad things are working out for you  :)
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  • Wow congrats!! That is big news!! :)
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  • my FI and i have been looking already. just uncertain of how far we want to move from where we are on the island now. we live really far out on long island...last exit on the main expressway and literally 10 mins from the hamptons. i have always loved it out here. we have the vineyards and the beautiful beaches...and the further east you go the nicer the towns get...very quiet and some beautiful property. the issue we are stuggling with is the 10K in taxes they want for virtually any property out here. that coupled with price ranges around 300K for a 3 br rasied ranch home...mortgages are around 2-2500 bucks a month. we have found some decent properties though which are a lot less expensive but are not as far out east. my FI grew up in queens and he misses it there...i grew up in the pines in NJ. so im like the country mouse and he is the city mouse. where we are now is much more rural. and i prefer it because we want to have kids. i dont want my kids growing up in the city atmosphere. so excited to go to some open houses. :-) now just saving for the downpayment...his dad said he would help us with it which is good. so we can still focus on the rest of the wedding. we have 11-12K more to pay on it and we are done. we already paid 16. So glad to almost be done and still a year away. whew!

  • Congratulations, that is so exciting!!
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  • Congrats thats is so exciting.
  • Congrats!  That is a HUGE accomplishment!  You should be really proud of yourself!
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