I have thought about insuring my ring since the proposal but I'm not sure if it's really necessary.
It seems expensive and like there is not much pay-off in the case something happens to my ring (knock on wood). I don't really see anything happening to the ring since I never take it off unless I am having it cleaned (which I do once every other month at the store where my fiancee bought the ring).
The ring is the "Classic" by Van Cleef and Arpels - 1ct brilliant cut diamond (perfect clarity and 100% colorless) on a platinum band. It's absolutely stunning so I feel as though I should get insurance, but again I just don't feel like it is necessary...
Thoughts? Suggestions? I need some help here ladies!!