How to pay your vendors....

emyinpink · September 2010

What method of payment did you use for your vendors? Credit cards, checks, paypal, cash?

We typically use our credit cards for almost everything day-to-day (paid off every month of course), for both the protection, as well as the rewards. Some vendors (such as our venue) accept credit cards, so it was an easy decision to use credit for them. But for example our photographer said we could pay her in either check or via paypal.

laurenclaire1386 · September 2010

We've written checks to all of our vendors, I think. Definitely venue, photog, bakery, and band got checks.

sep72fendr · September 2010

I have different methods for all my vendors. It just depends on my financial situation that month. I work in the restaurant biz so I always have cash on hand. A few deposits I have payed in cash. Others, by check. My dress, CC but payed off. Vendor will probably end up being a CC as well, just because I have no idea what is going to happen of what the final total will be.

TurtlesAllTheWayDown · September 2010

Credit cards when we could, otherwise checks. Those give you the best paper trail. For vendors that want to be paid day-of in cash, whatever, that's fine.

arbolita · September 2010

We paid for everything by check simply.

twilight.rose · September 2010

Everything was basically paid with my debit card. I think there were maybe two checks written throughout the entire process.

FutureMrsTR · September 2010

We paid as much as we could on a credit card because we got points, but we had the money in the bank already and paid it off every month. Everything else was by check, tips were obviously in cash.

vallyhoo · September 2010

AmEx

for your photographer that asked for paypal - that would just be done with a CC on your end, or a debit from your checking account. same thing, really.

buddhagouda · September 2010

If you are really needing advice on how to pay your bills, I'm going to need you to send a check to Buddha H. Gouda for services rendered.

MattsPenguin · September 2010

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_pay-vendors?plckFindPostKey=Cat:Wedding BoardsForum:9Discussion:d0b1edb6-cb92-4a12-a41d-5c95508f3a61Post:ab13480a-f69a-45b9-99e2-25cb69597107">Re: How to pay your vendors....</a>:
[QUOTE]A friend of a friend paid for their deposit with cheque. Venue went bankrupt. They're out like 4k. Apparently if you do it on your credit card company, the card has some kind of insurance for that. So, now knowing that if i were getting married again I'd do credit card and then just pay off the balance with the cash I would have paid.
Posted by mandysmear[/QUOTE]

That's scary! I hope that the Cincinnati Bengals won't go bankrupt.

But seriously, that's something I feel like you could avoid with using reliable vendors, but you can never tell. Good to know!

ETA: so far everything has been by check. Of course the big money won't be flowing out until about 2 months before.

FutureMrsTR · September 2010

I think you should ask if you can pay in Schrute Bucks.

arv266 · September 2010

We've paid for everything on one credit card, which we try (as best as possible) to keep at a 0 balance. We found that this was the best way for us, to keep track of what we spend on the wedding.

emyinpink · September 2010

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_pay-vendors?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:d0b1edb6-cb92-4a12-a41d-5c95508f3a61Post:cee55b72-8ac6-4aec-b285-333788163c8e">Re: How to pay your vendors....</a>:
[QUOTE]If you are really needing advice on how to pay your bills, I'm going to need you to send a check to Buddha H. Gouda for services rendered.
Posted by buddhagouda[/QUOTE]

<div>Is this for my rich Nigerian relative who wants to leave me lots of money? :)</div>

squirrly · September 2010

I did a bunch on the AMEX card for the frequent flyer miles & paid it off. I paid our photog through paypal, which went to my AMEX, because that's the only way he does CCs, which was fine with me. The venue/catering/bar bill we paid by check.

kaederose · September 2010

We paid everything in credit card, because if something goes wrong, you can file complaints and possibly (depending on the problem) get your money back.

But the biggest thing we went in with was don't pay cash for ANYTHING. We always wanted a paper trail, for budgeting and for a safety net. A check you can stop payment on if someone screws you early enough, but as I said we preferred credit/debit card. And everyone took them so it worked.

buddhagouda · September 2010

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_pay-vendors?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:d0b1edb6-cb92-4a12-a41d-5c95508f3a61Post:f739e94c-5382-4a39-ba61-601f37bfbfaa">Re: How to pay your vendors....</a>:
[QUOTE]In Response to Re: How to pay your vendors.... : Is this for my rich Nigerian relative who wants to leave me lots of money? :)
Posted by emyinpink[/QUOTE]

Why yes, yes it is.

bellebride116 · September 2010

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_pay-vendors?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:d0b1edb6-cb92-4a12-a41d-5c95508f3a61Post:eb804f6e-ddf0-46a1-824c-1d0dcd5a6874">How to pay your vendors....</a>:
[QUOTE]What method of payment did you use for your vendors? Credit cards, checks, paypal, cash? We typically use our credit cards for almost everything day-to-day (paid off every month of course), for both the protection, as well as the rewards. Some vendors (such as our venue) accept credit cards, so it was an easy decision to use credit for them. But for example our photographer said we could pay her in either check or via paypal.
Posted by emyinpink[/QUOTE]

<div>If you use Paypal you can still pay through a CC. I prefer to pay via CC for the points and I just feel it's safer. </div>

mgietler76 · September 2010

So far checks, but always make sure to make copies if necessary and ALWAYS get a reciept.

[Deleted User] · September 2010

Checks. We put our wedding bands on a cc and are paying it off. That was the only debt we went into for the wedding without blowing all of our savings.

MrsMLRB · September 2010

We paid for most things with CC for the points/cashback.

I would ask for a discount if they take CC and check and you pay with a check. CC's take some of the money you are paying the vendor and a lot will pass the savings along to you. Our DJ did this when we paid the balance in full when we booked. Of course now I am worried that he is not going to show up or something.

TurtlesAllTheWayDown · September 2010

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_pay-vendors?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:d0b1edb6-cb92-4a12-a41d-5c95508f3a61Post:ad72bbd4-5364-4d9c-9e67-98d964e1b4c9">Re: How to pay your vendors....</a>:
[QUOTE]We paid for most things with CC for the points/cashback. I would ask for a discount if they take CC and check and you pay with a check. CC's take some of the money you are paying the vendor and a lot will pass the savings along to you. Our DJ did this when we paid the balance in full when we booked. Of course now I am worried that he is not going to show up or something.
Posted by MrsMLRB[/QUOTE]

I've heard about the discount with cash because, well, they don't have to claim cash on their taxes since there's no paper trail. But then, you would have to use cash.

quotequeen · September 2010

We would have loved to pay for things with credit cards but none of my major vendors accept them, or if they do they charge a fee for it. So for the most part, it's checks. My venue requires me to give them a certified check.

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