I don't really want to share this with people that know me, so I figured this would be a good place to share about it, because I'm so excited!
Due to being engaged once before, and ex-fiance being a loser jerk, I ended up accumulating a TON of credit card debt.(its a LOOONG story).
Going into this relationship with current FI, it definitely concerned him - not only because we're getting married, but it does affect our finances because I rarely have any extra money for anything other than paying the bills. I've always made the payments every month, but at that rate, it would take me 32 years to pay off all of the debt. I had been trying for a while to get an unsecured personal loan so I could pay off the cards, pay less interest and have a lower monthly payment.
Well today it FINALLY happened, after 4 years of trying. I was approved for a loan, and in 7 to 10 days my credit cards will be paid off! The loan is for 6 years and I would've liked to have a lower payment than what they gave me, but at least I know, 6 years from today it will be completely paid off!
I told FI that 6 years from now, I want to have a party to celebrate and I'll buy him dinner
It is just SUCH a weight off of my back to know this debt is finally going away!