I love him to death...but he stresses over nothing. He has done nothing for the wedding. i have handled everything...even paying for it.
But he recently overdrafted his account 4 times in 3 days and got charged 150 bucks in overdraft fees. So last night i laced in to him about his finances and his lack of attention to his money. I told him i was about to take his paychecks and handle his bills and he basically told me to...go somewhere.
I just signed papers for the house monday...and we both need to contribute equally to it in order to make the payment every month. i cant afford the 2 grand a month alone with other bills like my car and school loans to pay. I am worried he is too irresponsible to handle it.
ive sat down, had the convo with him. but he only gets motivated when i nag him. THEN he finally gets up and changes things. Ive been hounding him for 2 weeks about getting his inspection license so he can move to working at a dealership that will pay him 9 more bucks an hour and guarantee him 40 hrs. Right now, he is not even pulling in 20 hours a week wrench time (he is a mechanic....former iron worker who hurt his back and cant go back to that line of work) When he was an iron worker, he would get laid off for 6 months at a time. he would spend all his money while he worked and then had to live off of unemployment for 6 months. he could never save. when i first met him, i had to basically force him to go get something off the books.
UGH...stress. men are so irresponsible. i just dont get it. hes only a year older then me. Handling the situation only makes it seem like i am nagging him..but he isnt in the mind set yet that we are a team. I took the house mortgage on my own. consolidated all of our bills...but i feel like he needs to be given an allowance since his spending is so irresponsible. he loses hundreds a month because he is not mindful of where it is going.
anyone else have a FI or now DH that is just terrible with money? how are u handling this?