This is probably going to be long. I'll try to offer cliff notes at the end.
Last year FI and I took a week off, of my doing, because I felt like he needed to get his goals and life in check if we were going to move on. He came back with a life plan and ready to go. His life plan has since changed multiple times since then and I question his motivation.
All of that would be fine if we were good financially but we're not. FI has thousands of bills and is three months behind on his rent. Luckily, my father pays my half which is probably why we haven't been evicted yet. Again, wouldn't be that big of an issue if I saw that he was out working hard but he works less than 20 hours a week even though he has full availability.
He didn't have a car for the last few months so I understood that is was hard for him to go out and apply for new jobs. But a few weeks ago his boss said "Here, take my extra truck" and FI has had it ever since and still has only gone out and applied for one job even though this whole time he said he hadn't been going out and actively looking for jobs because my schedule monopolized the car.
Basically I'm struggling with whether this is something you're suppose to stick out as a couple, for better or for worse. Or if this is my time to cut my losses and get out before getting married and tied to a life with someone with minimal self-motivation. I know it is a decision only I can make but if you were in my shoes what would you do?
CN: FI works less than 20 hours a week and owes thousands in bills and barely looks for better jobs. If you were me, would you stick it out and hope the situation improves or cut your losses and try to move on?