Not really a rant, just needed to complain. FI and I are combining our car insurance and so I called on 7/24 to cancel my policy. I told the agent I wanted it cancelled effective 8/1 when our new policy would take effect. Yesterday I got a letter and check in the mail for $19 explaining that I had over paid by that amount since they cancelled my policy effective 7/24. So I have been driving around for a week with no insurance. Nice!