Dear Prudence,
My parents have enjoyed international travel in their retirement. Over the last five years, they’ve taken my two siblings on separate vacations to Europe, and my mother said that this year was my year. They chose the destination and informed us that they would like to take my husband, my daughter, and me to a European capital this summer. The catch: We have to pay our way to get there and for our fun once we’re there. My husband and I are both nonprofit employees with graduate school debt. We have all-day day care to pay for. I love travel but a trip to Europe would be difficult to do without significantly reducing our savings. Now the invitation to what was to have been “my” trip has been extended to my two sisters and their families. My sisters are both very well off. My mother has been undeterred by my concerns and tells me just to save more money. If I refuse to go, I’m going to be blamed for breaking up a great family vacation. What should I do?