So going to San Fran is awsome. I lived in Monterey for 14 years. I would say take a dinner cruise on the hornblower cruise line its a lot of fun.
http://www.hornblower.com/If you get a chance and you like garlic try the stinking rose resturant
http://www.thestinkingrose.com/See the Sea lions on pier 39 by the sea lion cafe.Take a Trolly. You can do that cheaply and tour the city.Just a couple of suggestions. Have fun!!