Our house situations are very similar. I have been lowering the house but if I would have accepted this offer I would have had to bring a lot of money to the table, something which I couldn't do. I am willing to bring some but I can only borrow so much. I don't want to short sale and I don't think the bank would let me because I am never late or anything.You mentioned previously about you having a thyroid condition and it effecting your hair. I was just curious if you would tell me more about it. I have similar issues.