So, FI and I opened up our joint account this past Friday...and it prompted me to think of both questions and advice for y'all (based on what the bank told us).
I currently bank with PNC, and FI banks with TD. We decided that we will both keep our own accounts in addition to the joint account. We opened up the joint account at TD- and I was not happy to learn their "free" checking is only free for the first year. So, it made me think, where do you ladies bank at/plan on opening your joint accounts? My only requirement (and the reason I am still with PNC) is I want something national; well, that and free checking.
Second, the advice. Now, I know we have all been to weddings. And we are all going to get checks for gifts at our own weddings. Here are some tips that they told us while opening up our account:
*When writing out a check to a couple getting married, address it to Bride Maiden Name OR Groom Name. Put the OR instead of and! This way, either of them can endorse and deposit the check without the other's signature. If you put "and" on it, then both have to endorse it. Make it easier on the bride and groom!
*Instead, you can make it out to just the bride or the groom- whether you do one or the other, always put the Bride's Maiden Name! You never know when she is going to get around to changing her name, or if she is even planning on it!
Anyway, just thought I would pass those tips and ask those questions to you all...I figured it your guests ask you, then you can tell them whatever way you prefer,but at least it's the correct info!