health insurance covering your NFP classes?

verdesiempre14 · February 2012

Hi ladies,

Just wondering if anyone got their health insurance to cover (in part, or full), their NFP classes?

Thanks!

agapecarrie · February 2012

Yup--- no copay. But I work for the church Sometimes it can help to get a prescription for it.

MedStudent13 · February 2012

If it doesn't it totally should, since most plans cover birth control!

lalaith50 · February 2012

I never even thought about asking, assuming it wouldn't! (Well, I'm sure mine wouldn't, b/c when I took NFP I only had the absolute minimum insurance.)

newlyseliski · February 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/cultural-wedding-boards_catholic-weddings_health-insurance-covering-your-nfp-classes?plckFindPostKey=Cat:Cultural Wedding BoardsForum:615Discussion:61e37910-7452-41a3-94cc-490f77d5fff4Post:90bd06b1-2e4f-41e4-8647-f4a96fb19ccf">Re: health insurance covering your NFP classes?</a>:
[QUOTE]If it doesn't it totally should, since most plans cover birth control!
Posted by MedStudent13[/QUOTE]

No joke. Neither mine nor my husband's medical insurance covered our NFP classes. We took Creighton method instruction through our local Fertility Care Center. Since our combined incomes were low enough, we qualified for a lower fee on a sliding scale than the full $500. I seem to recall that my friends who took STM classes through CCL didn't have to pay as much... but it probably varies per program. A lot of ladies on here self-taught using "Take Charge of Your Fertility" which details the STM method... which is a pretty affordable alternative!

Tami87 · February 2012

I did not realize this was possible either. I just paid the fee to do the couple to couple STM classes online. I agree they should be covered if hormonal birth control is.

FI is of the opinion that the fastest way to kill the HHS mandate is to insist a bunch of other stuff/medications also be covered/free. At some point people will decide yea we don't want to pay for all of this, and it might go away.

lalaith50 · February 2012

hmm...yeah, maybe that would work...but the pessimist in me thinks that might not solve the problem. I'm inclined to think that (since I believe that many people don't realize that even if it's "covered" under the government or insurance, they will still have to pay for it in the end...or somebody will have to pay for it--but for that they probably won't care as long as they believe it isn't directly coming out of their pocket; even though they neglect to see that in the long run it will come of their pocket through higher premiums/taxes, etc,) anyhow, since I think a lot of people are of that mindset, that they would be just fine having loads more stuff included in health insurance. :-(

Resa77 · February 2012

I agree with Lalaith....I think a lot of people prefer to have things be "free" and don't care that they and others are actually paying for it.

ElisabethJoanne · February 2012

Thermometers (and other special devices), any blood (or other laboratory) tests, and physician (nurse practioner - you're getting the idea) consultations should be covered. The classes themselves should be covered only if other health-enhancing classes are covered, like regarding nutrition or sleep apnea or anger management.

And I think this is consistent with how Catholics are supposed to view natural family planning - as a particular application of general medical knowledge, not as Church-approved contraception.

Resa77 · February 2012

Out of curiosity, I tried checking my insurance website. I just found a whole bunch of sentences like "Often leads to pregnancy, even with careful planning and not having sex on fertile days" or "Fertility awareness is not a good choice if you need a highly effective form of birth control." Nice, huh?

professorscience · February 2012

Unfortunately, NFP has to live with the stigma that it is "just the rhythm method" which is scientifically not an effective way to prevent pregnancy, thus the skewed statistics.

The amusing thing is that nearly all OBs base due dates using rhythm method "science."

Apparently I am a masochist, because I posted another article to my facebook. This time not even really looking to bring up the original argument, but just to point out that Planned Parenthood did a survey in which some high percentage of those polled said they believed Catholic women should have access to the same healthcare anyone else gets. Clearly PP is going to word survey questions in a way that promotes their agenda, but give me a break. I can't believe how many people think that NFP is some stone-age family planning method and we're all doomed to perma-pregnancy if we're not on the Pill.

ElisabethJoanne · February 2012

I don't know that OBs have a choice in setting the initial EDC. It's defined as 40 weeks from the first day of the LMP. It's not about when you conceived. The EDC is often revised at the ultrasound, which of course more accurately reflects the length of the pregnancy.

FutureMrsMiller25 · February 2012

If it was going to cover it I would assume it would want it to be taught by a medical professional so I am betting unlikely if you do the CCL (which we did). When we did pre cana they did the intro to the Creighton model by a nurse - if I could go back I'd still do CCL bc we could do it online (my fiance and I live in different states right now so it made it possible for us to do it away from each other) and it was only 3 classes vs the 8-9 I think Creighton is... but man I learned so much more coming from a nurse vs. another couple with no medical background.

FitzsimmonsWard · February 2012

I was just wondering the same thing myself while taking my temperature at around 6:30 a.m.... so far we've not had a little blessing, so it's obviously working they way it's supposed to. I can't afford to pay for a NFP course at the moment, so have gone off a book, and until today hadn't considered investigating insurance options.

I wonder what else *might* be covered - related expenses? Paper and pencils for charting? What about my printer ink for printing out my ovulation chart? That stuff ain't cheap

health insurance covering your NFP classes?

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