I've already nagged at him so much regarding this topic, but sometimes it's just so hard to hold back! He cleans windows for his father's business which means that he really only works three months out of the year (summer months). That leaves me working my pregnant butt off trying to make ends meet.
I've paid for the entire wedding alone, a lot of which has accumulated debt (I already know this is awful). The worst part is that he doesn't really see anything wrong with this situation! He just sits back and relaxes all day and gets upset anytime I bring the topic up. I don't know what I'm going to do when we move into a more expensive apartment next week and when the baby comes in the fall.
Sorry I just had to vent! AHHHH!
Re: I want to scream at my FI!!!
How do you guys handle finances at the moment? Do you have a joint account or is it mainly just you paying bills? Definitely see a financial advisor together, go to counselling. Your FI needs to realize that he has to work throughout the year, not just seasonally---it's not going to cut it (and clearly it hasn't been so far either).
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4/26/13 March Siggy Challenge: Bridesmaid Dresses
[QUOTE]<strong>Ditto to above. I have a good friend that is getting divorced right now over the same issues, they rushed to get married because she got pregnant and she's really regretting not getting it all straightened out earlier. </strong>Posted by Spunky414[/QUOTE]
Ditto Spunky and basically everyone else too. I have 2 good friends going through basically the same thing, they got married in their early 20s thinking the guy would settle down and step up, and well, it never happened. Remember you two should be a team! Get on the same page and get him to step up before walking down that aisle. This isn't one of those small things you just deal with because you love him.
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I also agree that a financial advisor would be a really good thing for you to look into. If you're spending this much on a wedding now, going into debt, before your baby's born, your setting yourself up to be in a bad place. Babies cost a ton of money, without even considering the idea of saving up for the child's future. Going into it with preexisting debt that could perhaps be avoided is just not good for you or for your baby - especially when your FI is refusing to work. Your debt is only going to grow - both from interest and from having all the added expenses. And I don't know what kind of debt it is but if it's credit card debt, that's a VERY scary slippery slope. A friend of mine got into some credit card debt when he got out of college - not a ton, but enough. He has spent the past 8 years scrimping and saving every dime he earns to try to get himself out of the hole and still hasn't completely managed to do it. And he's a single young guy who lives super on the cheap and isn't supporting a family. You should definitely get some professional advice and, again, maybe consider either scaling things back a lot or postponing until you can afford the wedding you want without placing your financial future at risk.
I really wish you good luck and hope you take the advice here and get some perspective before making such a huge commitment.
The bottom line is, your FI sounds very irresponsible and immature. He has a baby on the way and he expects YOU to work your butt off to support him so he can sit at home all day and do nothing? NO!!!! Sorry, that is not what someone does who loves his family. He should be more concerned about you and the baby's health. Tell him that you'll be cutting back on your work hours so he needs to find a J-O-B and bring in AT LEAST 75% of your family's monthly expenses so you don't jeopardize your pregnancy and you can pay for the wedding and start buying things for the baby. Write down all your monthly expenses and tell him EXACTLY how much he needs to be bringing in every month. NOW. Not when summer starts. (Because you know he'll use the excuse that he'll be working again soon and will have money to save for the baby.) What is he going to do if you end up on bed rest and can't work at all?
In all honesty, I couldn't walk down the aisle and commit myself for eternity to a man who has no desire to work and help support the family he created. That is VERY disrespectful to you, and you deserve better. Put the wedding on hold until he can prove to you that he's a REAL man who is willing to do whatever it takes to support his family. (FI is currently working 2 jobs, 70+ hours a week to help pay wedding costs, support our family, and make sure dd has everything she needs. He doesn't like it, I know, but he doesn't complain about it because that's what a husband/father is supposed to do - take care of those he loves.)
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