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Just Engaged and Proposals
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Engagement Ring Insurance

LPR2013LPR2013
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in Just Engaged and Proposals

Hi Knotties,

Did you have your engagement ring insured? If so where? What are the price range and requirements to have the ring insured?

Thanks

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Re: Engagement Ring Insurance

  • HobokensFuryHobokensFury member
    5000 Comments Sixth Anniversary 500 Love Its First Answer
    Mine is insured through Jewler's mutual. It's about $250 a year.
     
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  • achiduckachiduck member
    5000 Comments 5 Love Its
    Ours is a rider on our homeowners insurance.
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  • kel50785kel50785 member
    10 Comments First Anniversary
    You can get it through your homeowners or you can get a seperate policy called a Personal Articles Policy which covers the cost of the ring for any type of loss, stolen or damage to it.  I have mine on that policy through State Farm & its $60 a year with no deductible!!
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  • cnf2013cnf2013 member
    1000 Comments Second Anniversary 25 Love Its Name Dropper
    My ring is also on a rider on our homeowners. I think it costs somewhere around $120 a year os so. I could have gotten it cheaper elsewhere, but this was just much easier for us. 
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  • BulgariHeartBulgariHeart member
    100 Comments Second Anniversary
    I also had it appraised and added a rider on our renter's insurance to cover it. The same goes for all other valuable jewelry pieces. I don't know what the cost is off the top of my head. 
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  • LPR2013LPR2013
    First Comment
    Thanks a lot girls!
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  • ArtTeacher23ArtTeacher23 member
    Third Anniversary 100 Love Its 100 Comments Name Dropper
    I have mine insured through Jewelers Mutual (which is now Perfect Circle - www.perfectcircleinsurance.com). I actually got my engagement ring and the matching bands that came with it as a three-peice bridal set covered under it (eventhough I'm not wearing the wedding bands yet I felt better having them insured now just in case) - for all 3 rings it costs $124 a year.
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