Wedding Budget VS Personal Budget

Re: Wedding Budget VS Personal Budget

• Jessica41381 member

  

  July 2013

  Our centerpieces are large bowls I got from yankee candle and while we will reuse one or two we will probably give the rest away so we just used the wedding budget. Everything we got has just come from the wedding budget as not much we are actually using will be reused. My fiance did buy himself some bling and he didnt use the wedding budget for it while it will be used for the wedding it was mainly purchased because he wanted it.

  
  

   I think if its something that will be used over again like your fiances shoes that I think it could come from either budget, all the money is coming from the same place in the long run.

  

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• efmcc67 member

  

  July 2013

  Be careful. Madness lies here! I've run into this problem, too, with things like craft scissors. I'm buying the scissors *just* to do crafts for the wedding, but surely I'll use them for things non-wedding related someday, right? So, wedding budget? Or not? Either way, you're going to be out $20. I've decided not to sweat these things too much. At this point, if it isn't very specifically wedding related, such as picture frames for centerpieces, I just put it on the general budget.

  
  

  
  

  

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• daria24 member

  

  July 2013

  If you would buy it if you didn't have a wedding coming up-personal. If it's something for the wedding but you can also reuse it later-wedding.
  
  For instance, H bought a new suit, dress shirt, and shoes. It came out of his personal budget because he needed to buy a new suit anyway (he actually wore it as a BM before our wedding day). But the candle holders we bought for the centerpiece, that we reuse at home came out of the wedding budget.

  

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• misssunshine17 member

  

  July 2013

  My wedding money is in a savings account attached to my debit card, so if I buy something, it comes out of my 'personal' money and I don't always replenish from the wedding account, but sometimes I do. It just depends. At this point, we have our wedding covered, so it's all the 'same' money, if that makes sense. 

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• tiny speck member

  

  July 2013

  Liatris2010 said:

  Are you over or under your wedding budget?
  
  Personally, I wouldn't buy them. The more decor you buy, the more there will be to set up and breakdown. Even if your venue is doing it for you, you still have to drive it over there and drive it home, and I don't think the effort will be noticed by your guests. That being said, if you see something you love and want in your home, it is affordable, and it can also be used by the cake table then I don't see the harm in it. But, I wouldn't consider it a wedding thing unless its primary use is for the wedding.
  

  I pretty much agree with all this.
  

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• AprilH81 member

  

  July 2013

  Liatris2010 said:

  Are you over or under your wedding budget?
  
  Personally, I wouldn't buy them. The more decor you buy, the more there will be to set up and breakdown. Even if your venue is doing it for you, you still have to drive it over there and drive it home, and I don't think the effort will be noticed by your guests. That being said, if you see something you love and want in your home, it is affordable, and it can also be used by the cake table then I don't see the harm in it. But, I wouldn't consider it a wedding thing unless its primary use is for the wedding.
  

  We are comfortable with our budget thanks to generous no-strings-attached gifts from both sets of parents.  We will be spending less out of pocket than we thought.  We have our wedding fund in its own checking account and it is fully funded for what we plan on spending.

   

  So far it is only two wooden "rustic" signs that I would be interested in as home décor even without the wedding but I probably wouldn't buy them.  Both are Bible verses so if anything I would decide between them.

   

  As we continue to plan I can see me picking up a book of stamps and not paying for it out of the wedding budget because I used my personal checking account.  When it gets down to it the money is all coming from the same place but I do want to keep track of things so I know how much we spent and making sure I don't overspend on 'crap'.  I guess there isn't a right or wrong answer here. 
  

  

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• Ven&Radio member

  

  July 2013

  I agree with others that this has the potential to be a slippery slope. The only things I bought to be used for the wedding that I didn't consider to come from the 'wedding budget' were jewelry and shoes because I *know* they will be worn again.
  

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• hordol member

  

  July 2013 edited July 2013

  Our wedding money was just kept in our regular accounts, so I didn't pay much attention to whether or not I could justify it coming out of a different budget--either way, we were out $XX. I agree that the less physical items you have for your wedding, the better. We left our wedding with 3-4 cars filled to the brim with stuff, and we barely had anything for decorations in that since my mom gave most of it away.

  
  

  I guess the worst justification I did was I bought a paper cutter from Michael's to use for my popcorn bar bags and I plan to write it off on taxes since I'm going to be using it in my classroom (I'm a teacher) from now on.

  

  
  

  
  

  
  

  
  

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• phira member

  

  July 2013

  My partner needs a new suit anyway, so we might not pay for that out of the wedding budget. But I can't think of much else we'd buy that wouldn't be FOR the wedding. Even if I buy shoes that I wear again, I'm not gonna be buying them because I need them otherwise.

  

  now with ~* INCREASED SASSINESS *~
  
  

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• Sandra member

  

  July 2013

  
  

  daria24 said:

  If you would buy it if you didn't have a wedding coming up-personal. If it's something for the wedding but you can also reuse it later-wedding.
  
  
  I think this is a great guidline. But also, just think that the less you spend on "a party" the more you will have for future purchases. Think about whether you really really want it, or if it's just something that momentarily caught your eye. If it really fits with the decor for both wedding and home, then go for it but you gotta be sincere with yourself, otherwise you'll end up spending a lot on random little things you won't know what to do with later.
  

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