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Wedding Etiquette Forum

Money and ettiquette

So my fiance and I just got engaged on Monday and we are very excited and happy.

However, the realities of the costs of a wedding, even a smaller affair, are quite daunting.

I come from a poor family, and I am already quite aware that my parents are in no position to pay for my wedding. My fiance's parents are in the same boat. I am sure that both parents will chip in here and there, for small things, which I am greatly thankful for, but it won't be much in the larger sense.

A few months back, my grandmother told me that she would help me with my wedding (she offered this unprompted). We never talked a specific figure, but she said that when the time came, she would help us. When we got engaged, we sent out an announcement to my grandmother and she wrote back that she was very happy for us, and congratulations, and to "keep her in the loop" but did not mention money.

I do not expect anyone to pay for our wedding for us. However, I feel like I really need to know if she will help or not, because her financial contribution will basically determine if we elope, or plan a wedding. Is this a situation where I should call her on the phone to ask her frankly? Should I wait until she offers to contribute? I worry that I will inform her that we are eloping and it will make her feel like I am pressuring her into giving us money, but I also do not want to go ahead with plans for a wedding that we won't be able to afford. I feel stuck. I just would like to have a solid understanding of our budget, one way or the other. Is there any sort of standard timeline engaged couples wait until planning begins? (Note: We are not in a particular rush to get married, I would love to get married next October 2014, but I am flexible. We are no expecting an opulent affair- I have budgeted a nice wedding and think we could swing it for around 7k, and if we could have assistance on around half of that cost, it would be amazing).

Re: Money and ettiquette

  • Wait until she offers to contribute. You could definitely have a lovely wedding for $7K, though, so be sure to keep it in mind. The Budget/DIY board will be able to help you plan to stretch your money as far as possible. Good luck and happy planning - and keep in mind there's no standard timeline for planning.
  • As you seem to be aware, there is no appropriate way to ask people to contribute to the cost of your wedding. But being that she told you "a few months back that she would help with [your] wedding," I think it is appropriate for you to follow up with her. I would not rush into it the week you got engaged (congrats! btw), and this would be a conversation I would prefer to have in person if at all possible. Will you see her in the next several months, over the holidays maybe? Or depending on your relationship with her, you might call her sooner and say, "Granny, I know you had said that you wanted to help with the wedding, and now we're starting to work out actual details. What do you have in mind that you would like to help with?"

    I leave it intentionally vague and open-ended, because maybe she meant she would help with the cost of something specific like your dress or bouquet. And she may not be aware of the frequently astronomical cost of weddings these days, so I wouldn't want to blow her mind by throwing out a figure for your overall budget at this point.

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  • If you can afford to spend $7,000 on a wedding without anyone helping you and that I what you want then plan a $7,000 wedding (be sure to budget for 100% attendance).

    If your grandmother or parents give you money to help out then you can either save that money or choose to splurge on some upgrades, whatever you feel most comfortable with.

    Even though your grandmother offered assistance there is no polite way to bring it up to her.

    Congratulations on your engagement!

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  • There's no "timeline" except the one that you set. You could have a 5 year engagement if you want to in order to save up for the wedding you want. Plan like your grandma isn't contributing. If she offers during the planning process, you can take her up if you want.

    Technically, you could have a wedding for the cost of gas to JOP and your marriage license. If you want more than that and you want to invite guests, head over to budget/DIY to get some ideas. Stick around and everyone here will be happy to help you plan a thrifty, polite wedding.
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  • So my fiance and I just got engaged on Monday and we are very excited and happy.

    However, the realities of the costs of a wedding, even a smaller affair, are quite daunting.

    I come from a poor family, and I am already quite aware that my parents are in no position to pay for my wedding. My fiance's parents are in the same boat. I am sure that both parents will chip in here and there, for small things, which I am greatly thankful for, but it won't be much in the larger sense.

    A few months back, my grandmother told me that she would help me with my wedding (she offered this unprompted). We never talked a specific figure, but she said that when the time came, she would help us. When we got engaged, we sent out an announcement to my grandmother and she wrote back that she was very happy for us, and congratulations, and to "keep her in the loop" but did not mention money.

    I do not expect anyone to pay for our wedding for us. However, I feel like I really need to know if she will help or not, because her financial contribution will basically determine if we elope, or plan a wedding. Is this a situation where I should call her on the phone to ask her frankly? Should I wait until she offers to contribute? I worry that I will inform her that we are eloping and it will make her feel like I am pressuring her into giving us money, but I also do not want to go ahead with plans for a wedding that we won't be able to afford. I feel stuck. I just would like to have a solid understanding of our budget, one way or the other. Is there any sort of standard timeline engaged couples wait until planning begins? (Note: We are not in a particular rush to get married, I would love to get married next October 2014, but I am flexible. We are no expecting an opulent affair- I have budgeted a nice wedding and think we could swing it for around 7k, and if we could have assistance on around half of that cost, it would be amazing).
    There's a difference between making a generic "I'd love to help out with the wedding" and someone actually offering to cover specific items or a set amount of money. I would wait until she offers. If she does, then ask if there were any certain things (dress, flowers, photographer, etc.) that she would like to contribute towards.

    Also, as you will see if you look at other posts on similar subjects, make sure that you get the money in advance of actually booking something or that her name is on the contract. That will help prevent potential headaches when it comes time to start paying all those bills.

    If she never brings up the subject again, then simply plan the wedding that you and your FI can afford. There are tons of ways to keep costs down and still have a beautiful ceremony and reception.

    Oh, and congrats on the engagement :-)
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  • edited September 2013
    It's been a week. Why don't you sit back and enjoy being engaged before you start fretting over money? 

    But to answer your question, I'd probably keep her in the loop, as she asked. "Oh grandma, we were looking at venues today. They're pretty expensive."  "Oh dear, how much? I want to pay for that."  And then you can talk finances. Or if she says "That's a shame, what else were you planning?" you just don't talk finances.
  • Thanks for all your responses!

    I think I will heed your advice and wait to see if she offers. The only reason there is any rush at all is because the little research I've done on venues have all told me that October is filling up fast (the ones that fit my budget) and so I know that if we don't book in the next few weeks we will most likely not get married until 2015. Not a tragedy, of course, but I would love to get married in the relatively near future :) We will continue to save over the next few months and make a budget and then decide what we will do. Wedding fever is a powerful bug!
  • wi

    Thanks for all your responses!

    I think I will heed your advice and wait to see if she offers. The only reason there is any rush at all is because the little research I've done on venues have all told me that October is filling up fast (the ones that fit my budget) and so I know that if we don't book in the next few weeks we will most likely not get married until 2015. Not a tragedy, of course, but I would love to get married in the relatively near future :) We will continue to save over the next few months and make a budget and then decide what we will do. Wedding fever is a powerful bug!

    Yea, venues and everywhere that wants your money will tell you "Time is running out! Book now!!" If you aren't ready financially then wait. A long engagement is a blessing!
    *********************************************************************************

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  • Thanks for all your responses!

    I think I will heed your advice and wait to see if she offers. The only reason there is any rush at all is because the little research I've done on venues have all told me that October is filling up fast (the ones that fit my budget) and so I know that if we don't book in the next few weeks we will most likely not get married until 2015. Not a tragedy, of course, but I would love to get married in the relatively near future :) We will continue to save over the next few months and make a budget and then decide what we will do. Wedding fever is a powerful bug!
    October is a very popular month to get married in.  Keep in mind that if you pick an off season month (or even day of the week vs afternoon/evening), your money can go alot farther.  I would've loved to gotten married in October, but we chose November because prices dropped.
  • I totally thought that October was off season! I'll have to look into other months too.
  • November to March is off season FYI. Most venues will also say what their off season dates are.
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  • I totally thought that October was off season! I'll have to look into other months too.
    I thought that too, only to have my venue tell me that October is actually their most expensive month!  We had to stick with it because of FI's job (sales quarter nonsense!), but I could have saved thousands by pushing it to November.  Just something to think about :)
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  • IMO the "off season" months are variant. Where I am "off season" is considered from Oct to March. Put most places will list that right on their brochure or website. It's easy to find.
  • I am definitely going to fall into the camp of plan the wedding that you and your FI can personally afford.  Then use any money that grandma wants to throw in to either buy upgrades/extras or towards your honeymoon/savings.

    I know it isn't for everyone, but I think the best way to save money is have the event in a park or friend/relative's backyard instead of a rented hall/room.  I had a beautiful, though small, wedding for about 40 guests in my mom's backyard/patio for less than $7K. I had food brought in from a local restaurant, not "catered" with waiters and the whole she-bang. I also bought the wedding cake and a groom's cake from a local bakery that...here's a concept!...charged a set price for cakes regardless of if they were for a wedding or not.  So instead of paying hundreds for a 2-tier wedding cake, it was $55 and the 1-tier groom's cake was $35. 

    I'm sure there are tons of great ideas in the Budget forum also.

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