We recently just bought a house, under my name as his credit wasn't good enough. We started the process 2 months before we got married and after our marriage we lost financing because our marriage license didn't come in on time to lock into the interest rate before potential closing. Due to the fact that we had begun the process before our marriage, I opted to wait to change my name until after we closed to make things smoother.
I switched lenders, to a guy I had briefly spoken to before deciding on the other lender, and he got us approved. He also listed me as a single woman for everything, even though he knew I am married. We did have to fill out some paperwork for my husband; he's on the bank account so we had him sign a letter stating that I have full access to funds. I just got the deed to the house and am now going through the name change process and worried this will all blow up in my face, seeing as the marriage license will obviously show that I've been married since May.
I do have one email from myself to the lender that stated that I did get married. Everything else pertaining to the situation was via phone conversation, as I had asked if he needed my marriage license and he told me it was best to leave everything as it was when he started the process in March and to just change my name after we close. Also, both realtors knew I was married and never said anything about the paperwork listing me as a single woman. Is there anyone that has been through anything similar or that just knows if this will negatively impact me?