So, long story short, my FH and I had saved up all the money we would be needing in a savings account and our budget is and was going fine until June of 2013. During this month, my FH lost his job, our car was stolen and totaled and our cat got very sick. Needless to say, it took him two months to find a job, the vet bill was over a grand and we have a $400 car bill every month. Our original budget for our wedding was 10k (this included everything) and we've done really well at getting all the details taken care of- since we got engaged in September 2012 and weren't planning on getting married until this May. And now, 4 months till, we have all of our invitations sent, my dress, his clothes, all of our DIY aspects, a photographer, cake decorator, florist and everything on hold. But with the financial setbacks, the 8k that was to be used for our venue and catering is now 5.5k. We're nervous about not being able to save up the extra in 4 months. We're thinking we will at least get about 1k back in tax returns, we're holding a yard sale when the weather is better, I'm selling crafts and vintage items on Etsy, our budget is pulled in tight and if we're good with grocery money, we'll be saving 400 a month just from income and we have a 1.5k credit line that we haven't used yet.
If push comes to shove and we have to wait another year to get married (my worst nightmare), we will, but we don't want to wait until the last second to notify guests and vendors.
When should I decide if we push back or not?
I don't need criticism (I've seen it in the boards) about planning a wedding we didn't budget for, because prior to this summer, we had plenty of money.