I posted a while ago that I was having mysterious joint pain. I've been going through a lot of treatment, several appointments per week, including a lot of diagnostic stuff, followed by PT. It seems like I have some kind of systemic skeletal issue where my joints are not well-supported and thus prone to damage. I also have overuse injuries going on, and a pinched nerve. Nothing is life-threatening, just painful. Thankfully it turned out that I do not have RA, which was the biggest fear.
The $30 co-pay every time I go in has been killing me. There have been days I've had 3 various appointments all in one day, and I have PT twice a week. $60/week adds up fast. I've been making it work because before PT I could barely walk. But now I just got a statement (not a bill yet, but I'm sure it's coming) that I owe another $850 because of my deductible. It looks like there are some errors and I plan to fight it as much as possible, but this is a shitty unexpected cost at a time when I'm already unemployed until I pass the bar and start working in November.
I was in tears last night with Fi because of this. If this is how much PT is really costing me, I absolutely cannot afford to go back. The thought of completely stagnating in my progress, or maybe getting worse, is unbearable. And I won't have access to better insurance until November.
I'm also just feeling a lot of pressure with the bar exam and the wedding. Maybe I'm overreacting because of the other stress, I don't know. I'm just stuck in this terrible place like I'm waiting for my life to start, stuck in neutral all summer after graduating. I don't even feel a sense of accomplishment, just like I can't wait to finally start working after all this time. And get health insurance, because I really fucking need some decent health insurance.
"I'm not a rude bitch. I'm ten rude bitches in a large coat."
Re: A health vent
Did the PT group give you at home exercises? Most do, so if that is the case, make sure you are doing them as "prescribed". That should help keep the work they have done in place, or at least steady, until you can get back.
The vomiting thing is no joke. Truly terrible.
Yay for your diploma!
I've never had a similar healthy issue myself but I understand the pain of these costs. FI's a diabetic who had a foot ulcer several months back and the cost of the copays was a killer. We're lucky that his podiatrist also works one morning a week at the public health clinic in our area. He can't do everything in the clinic that he can do in his office but he did a lot. FI goes to the public clinic more often than the office now because it's closer to the house and he pays $15 instead of the $50 copay. When you're going 1-4 times per month, it adds up. Throw in the meds, the orthotics, etc, and we've actually cut things from our wedding budget because of his foot.
Is there a clinic in your area that covers some of these services? I know that no one ever wants to use them but they can be a great money-saver. It's even better if the location takes appointments.