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Wedding Insurance?

drina0218drina0218 member
Third Anniversary 100 Comments 25 Love Its Name Dropper
in Wedding Reception Forum
So my venue told me that I need insurance for the wedding. Our insurance (esurance) said that they do not cover events. Does anyone have experience getting that type of insurance or could recommend where to go? Or how much it usually costs? Thanks!! 
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Re: Wedding Insurance?

  • atlastmrsgatlastmrsg member
    500 Love Its 1000 Comments Second Anniversary Name Dropper
    I purchased mine through Markel.  It was about $250 for the highest amount of coverage available, event where alcohol served, 120 guests.  Yours could be higher or lower based on who is serving alcohol and how many guests.
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  • jenijoykjenijoyk member
    Tenth Anniversary 500 Love Its 500 Comments First Answer
    My venue required this as well. I used WedSafe and I believe it was $175 for a wedding with 150 guests and alcohol. I don't think I got the highest level available, just the level that my venue required. $1,000,000 in damage to venue, 1,000,000 personal injury, 5,000 med expenses, and 5,000,000 general aggregate. I think the price varies on the type and location of venue.
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  • jenijoykjenijoyk member
    Tenth Anniversary 500 Love Its 500 Comments First Answer
    I just filled out the application online, paid with a debit card, and had the policy in a few hours. Super easy.
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  • southernbelle0915southernbelle0915 mod
    Moderator 10000 Comments 500 Love Its Fourth Anniversary
    Our venue required this as well - $1,000,000 policy. We got ours through AAA - our cars are insured through there so we just did an add on policy. I don't remember exactly how much but it was VERY inexpensive.
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  • drina0218drina0218 member
    Third Anniversary 100 Comments 25 Love Its Name Dropper
    Thanks ladies! I'll start checking those out. I just seen WedSafe and I wasn't sure if it was legit. I honestly had no clue what insurance could possibly run. $175-250 isn't terrible.
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  • jenijoykjenijoyk member
    Tenth Anniversary 500 Love Its 500 Comments First Answer
    My venue accepted WedSafe no problem. It's a offshoot (department? I don't know the right word) of some other bigger insurance company. I think they just use the "WedSafe" name so people can find them. I can't remember for sure, but my venue might have suggested them to me to use. They gave me one name that I can't find now. I'm like 75% sure it was WedSafe and that's how I found them.
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  • izza2izza2 member
    Third Anniversary 10 Comments 5 Love Its
    We're getting ours through Nationwide. $1,000,000 as well, and it'll be $150.
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