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What Does this Mean?!! (One of City Hall's rules)

JacqCJacqC member
10 Comments Second Anniversary Name Dropper
in Budget Weddings Forum
"You must provide proof of $2,000,000 General Liability Insurance and City of Beverly Hills must be listed as an additional insured on the policy."

Help! I'm a little freaked out, I don't think I have this, but I don't know what it is exactly! And when city halls say "resident" do they mean of that city or the state?
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Re: What Does this Mean?!! (One of City Hall's rules)

  • WildMageletWildMagelet member
    Knottie Warrior 500 Love Its 1000 Comments Combo Breaker
    edited September 2014
    You need to get event insurance and list the City as additionally insured.  Talk to your home/auto/renter's insurance agent and he can give you a quote.  

    Edited because words are hard ;)
    Formerly known as flutterbride2b
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  • misshart00misshart00 member
    2500 Comments 500 Love Its Fourth Anniversary First Answer
    I would assume it means event insurance. I find it kind of odd that city hall requires it though. But just call your homeowners and see what they can do.
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  • JacqCJacqC member
    10 Comments Second Anniversary Name Dropper
    Great! Thank you so much for your help @WildMagelet and @misshart00 ! :)

    By the way, @WildMagelet, did you happen to get the idea for your account name from one of Tamora Pierce's books?
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  • beetherybeethery member
    5000 Comments 500 Love Its First Anniversary First Answer
    We have to do this. The place we're renting has a third-party event rental setup to get it from. I think it's going to run us about $500-$600.

    You can probably look up 'venue name event liability insurance' or something and maaaaybe find a company that already has all their information set up that you can get a quote from.
    --

    I'm the fuck     out.

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  • JacqCJacqC member
    10 Comments Second Anniversary Name Dropper
    @beethery - wow, thanks! I'll look into that!! By the way, I love that photo haha :)
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  • camsdencamsden member
    First Anniversary First Comment
    edited September 2014

    Hello!

    I don't know how knowledgeable you are about insurance, but the document you will need to provide is called a Certificate of Insurance (or COI). It is a document that your insurance company will need to write up for you to send to the city. The additional insured means that the city (employees) will be covered by your policy should any mishaps happen to a guest, vendor, etc. at your wedding and files a lawsuit against the city.

     As far as the coverage goes... a general liability policy seems a little odd for a wedding, unless maybe your holding it on city property? (like a park?).... I would contact the city for elaboration. I hope this helps in the small way I can... I work in insurance.

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  • WildMageletWildMagelet member
    Knottie Warrior 500 Love Its 1000 Comments Combo Breaker
    @JacqC - Yes!  I may or may not own practically everything she's had published...  She's going to be at a fan event a few hours from me next month and I realllllly want to drive down so I can meet her.
    Formerly known as flutterbride2b
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