I feel in a bit of a dilemma. My fiance and I are getting married in May 2016 and we have started looking at houses to buy. He is eligible for a VA loan, which our realtor said would most likely be our best option, but we just found out we cannot apply jointly for a VA loan if we're not married. He can apply on his own, and from glancing at his monthly income, the loan officer said he might qualify for what we wanted by himself but that I could not be added to the loan later or anything like that. She made it sound like I could still be on the deed though as long as we signed it that way.
The dilemma is, my fiance mentioned just getting our marriage license now so that we could apply jointly, and I just don't like the idea of that. I would feel as if we just got married at the courthouse, and no offense to anyone who has done that, but it's not really what I want. Obviously we would still have our big wedding, but I'm just torn. It seems like this would be the best option financially because (although small) I would think my income would help a bit, but... I don't know. What are your thoughts? Anyone been in this situation?