FI and I have been saving up for our honeymoon. My parents have helped greatly with that (my dad travels with work and kindly offered us flier miles and hotel points. Everything in that aspect has been booked). Our honeymoon is planned for end of October. We were very close to our goal for Disney tickets and food expenses. (Like 2 more months of savings) However, life happened and we had to use our honeymoon savings on some emergent things.
Some time ago, FI grandmother offered to help us with the honeymoon and reconfirmed this recently(she brought it up). I am not one to count on things unless it's in my hand. The way I was looking at it was, if she ended up helping, great, maybe we could save some of our money towards our next goal. If not, whatever, we saved what we needed and are still able to enjoy our honeymoon.
I've been rather stressed lately because we spent our honeymoon savings and most likely will not be able to replace it in time for when everything is booked.
Is it okay if we ask her point blank what she means by "help with the honeymoon"? I do not feel comfortable asking her and I feel FI Should lead this conversation. He believes it will all come together ( between his grandmother and family we will have the money we need) I do not want to bank on this. I also do not want to come across as rude/ungrateful/entitled by asking what she is contributing
However, i feel we really need to look at things realistically at this point. If we can't afford the honeymoon we were planning for, we need to rethink it. If we are rethinking it, I need to find out if my father can get his travel/hotel points back. But I can't do this until we know for sure if grandmom is helping us "enough" (quotations because I don't want to sound entitled. I don't expect anyone to give us any money)
I want to talk to FI about approaching his grandmother, but don't want to do so until I hear if this is okay or not. I feel it's rude, but maybe it's okay because she did offer? I'm just not a last minute person. I'm not waiting until the day after our wedding to understand if we can go to Disney or not.
Also:
If we are unable to have the funds in our hands/bank accounts, we have a second idea. But, if the travel/hotel points are unreturnable, does anyone know of nice things to do near Disney (Florida) that isn't the beach? We hate the beach.