I don’t know who to ask without sounding like a braggart, so I’m hoping you can help. After years of living paycheck to paycheck, my spouse was unexpectedly promoted. The pay is excellent and right in time for the holidays! I should be celebrating—but I don’t know how. I don’t remember a time when I didn’t have to stretch a penny, even in childhood. I excitedly picked out some cheap but beautiful holiday decorations the other day but returned them before I could even get to the register. Less than $30 worth of stuff that made my and my children’s eyes light up, but I could not do it! How do I get past this mindset? I never want to be a “make more, spend more” type, but how do I get to the point where I can relax and even, gasp, enjoy a little financial freedom?
—No Longer Struggling