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Wedding Woes

Give me a T-H-E-R-A-P-Y

Dear Prudence,

My husband’s childhood was mostly spent at his grandparents’ home, where they raised him and made him into the great man he is today. As great as my husband is, his mother is not. She tends to be selfish, self-centered, and makes very bad decisions. Whenever my husband tells me of his childhood spent with his mother, it breaks my heart. He and his sister were constantly moving, living in one-bedroom apartments, while his mother brought in man after man into their lives. It scarred him so much that he had to go to therapy.

If I’m being honest, once my husband told me about his childhood I instantly did not like his mother. Now that we are married, we’re facing an issue that I have never dealt with before: his mother’s finances. She texts and calls my husband for money every couple of months and guilt trips him about how his “poor mother” can’t make rent or doesn’t have enough money for food. However, when we go to her $2,600-a-month condo, she seems to be doing fine. I know my sister-in-law and her husband give her money and it’s what is expected, since we’re family. But I don’t want to! I believe she is a grown adult and can support herself. My husband agrees with me, but he won’t speak up. He hates confrontation and just gives into whatever she says. He tells me that it’s his mother and he has to be there for her. I don’t know what to do. Should I speak up and tell her to leave us alone? We are trying to start our lives—buying a home, having children, etc. I know she already doesn’t like me because I’ve “changed” her son and I “control” so much of his life. (Those are just some of the rumors she spread around the family about me.) 

—Mother-in-Law Only Wants Money

Re: Give me a T-H-E-R-A-P-Y

  • Nope do not talk to your MIL about this. Keep talking to your husband. 
  • I think you and your H need help in a few ways
    1) See a financial planner.  Talk about what you both need for finding a house, childcare, raising kids, etc.  See what that breaks out to in monthly costs. 

    2) Talk to your DH one on one.  Mention your budget and mention where it goes.  To a certain degree you can want to help take care of your parents or even have a "don't talk to me about how I spend this" portion of your budget.  That portion can be video games, online gambling or money to mom.  But when that money starts to prevent you from things that you budgeted doing it's a problem.  



    FWIW I agree that the mom sounds like a person who is a user.  But there's a certain amount of leeway that the H gets here.  
  • This is not a MIL problem, it's a husband problem.  MIL has proven over the years she won't change and she's clearly got beef with you, LW. 

    LW's H needs to deal with how to handle his mother.  LW needs to ask themselves why they went through with the marriage when this was going on (which this was going on before the wedding, come on now) and their H was doing nothing about it beforehand.  It doesn't matter what her sibling IL's do or don't regarding MIL.  

    LW and H need to get this in check before a house and kids because this is marriage destroying shit. 
  • Also: LW see the 'oh HELL no!' letter because that's where you may end up if your H doesn't check his mom. 
  • Talk with your H then he should have a talk with his sister. How much money is mom asking for a month? I think the two siblings need to work out if they’re willing to contribute to mom’s finances, how much, and for how long. I can see if they never talk to one another a Prudie letter 2 years from now asking how to deal with a mom who is demanding money from both siblings and one/both getting annoyed the other is/ is not giving, or that they didn’t know how much mom was already getting. 

    It’s not on you to support your MIL’s lifestyle, however she chooses to live. If she’s living beyond her means that’s on her. She’s an adult and needs to be financially accountable. 
  • banana468 said:
    I think you and your H need help in a few ways
    1) See a financial planner.  Talk about what you both need for finding a house, childcare, raising kids, etc.  See what that breaks out to in monthly costs. 

    2) Talk to your DH one on one.  Mention your budget and mention where it goes.  To a certain degree you can want to help take care of your parents or even have a "don't talk to me about how I spend this" portion of your budget.  That portion can be video games, online gambling or money to mom.  But when that money starts to prevent you from things that you budgeted doing it's a problem.  

    FWIW I agree that the mom sounds like a person who is a user.  But there's a certain amount of leeway that the H gets here.  
    This is where I am especially at.  Financial goals are a team effort in a marriage.  They need to take care of themselves and their plans...including their retirement planning, even if it is decades away...FIRST.  Then they can discuss how/if they will help his mother.  Or, if he has his own discretionary funds, he can do what he wants with it.

    Don't set yourself on fire to keep others warm.

    But, if that were my mom, ooohhh noooo!  The only help I would offer her, is moving her boxes/furniture to a rental she can afford.  I'm assuming $2600/month is a higher end rental.  Though I suppose that may not be the case for a very few, select HCOL cities in the country.

    I'm also curious about the MIL's situation.  If the LW and H are talking about starting a family, I'm guessing they are in their 20s or 30s.  So momma is probably still young enough to be working.  Is she?  Because, barring a disability, then she needs to be.  And perhaps a p/t job and/or gig work on top of that, so this grown woman can pay her own bills.  I'm not throwing shade on people who are legit in need.  But the MIL sounds like she causes her own problems, cries wolf, and her kids bail her out.

    I'd also encourage the H (and his sister) to not directly give their mom money!  She has shown her whole life that she is fiscally irresponsible.  She needs food?  Take her grocery shopping or give her a grocery store gift card.  She's short on rent?  Pay it directly to the landlord.  
    Wedding Countdown Ticker
  • banana468 said:
    I think you and your H need help in a few ways
    1) See a financial planner.  Talk about what you both need for finding a house, childcare, raising kids, etc.  See what that breaks out to in monthly costs. 

    2) Talk to your DH one on one.  Mention your budget and mention where it goes.  To a certain degree you can want to help take care of your parents or even have a "don't talk to me about how I spend this" portion of your budget.  That portion can be video games, online gambling or money to mom.  But when that money starts to prevent you from things that you budgeted doing it's a problem.  

    FWIW I agree that the mom sounds like a person who is a user.  But there's a certain amount of leeway that the H gets here.  
    This is where I am especially at.  Financial goals are a team effort in a marriage.  They need to take care of themselves and their plans...including their retirement planning, even if it is decades away...FIRST.  Then they can discuss how/if they will help his mother.  Or, if he has his own discretionary funds, he can do what he wants with it.

    Don't set yourself on fire to keep others warm.

    But, if that were my mom, ooohhh noooo!  The only help I would offer her, is moving her boxes/furniture to a rental she can afford.  I'm assuming $2600/month is a higher end rental.  Though I suppose that may not be the case for a very few, select HCOL cities in the country.

    I'm also curious about the MIL's situation.  If the LW and H are talking about starting a family, I'm guessing they are in their 20s or 30s.  So momma is probably still young enough to be working.  Is she?  Because, barring a disability, then she needs to be.  And perhaps a p/t job and/or gig work on top of that, so this grown woman can pay her own bills.  I'm not throwing shade on people who are legit in need.  But the MIL sounds like she causes her own problems, cries wolf, and her kids bail her out.

    I'd also encourage the H (and his sister) to not directly give their mom money!  She has shown her whole life that she is fiscally irresponsible.  She needs food?  Take her grocery shopping or give her a grocery store gift card.  She's short on rent?  Pay it directly to the landlord.  

    Also totally agree with the bolded.  You can decide to help and have control.  

    I would be super irritated if DH did this with his parents - but I also recognize that to a certain degree you don't get to tell someone how to spend their money within reason. 

    If it's "We can't afford a new car and ours is on its last legs and you give your mom $1000/mo," that's far different than, "I don't like that you give your mom $100/week."  Because I also don't ask DH if I can spend $150 on a new purse so within reason we both get to spend as we like.  It's when the help mom fund and the golf fund cut into the 'new car' fund that it's an issue. 
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