Wedding Woes

Tired Tuesday

How's everyone today?  Wishing all a smooth day at work!

Re: Tired Tuesday

  • I slept in a weird position and my back is paying the price.  I'm also stressed bc my oil burner guys came to do some routine work and told me the entire boiler and burner need to be replaced.  The estimate that was emailed to me was $8600.  Which isn't just something I have.  I don't know if I should call around to have other companies take a look or what.  But I'm stressed.
  • @ei34, I am so sorry to hear about your boiler!  That's a major repair and a big chunk of money.  I'd recommend at least two more quotes from companies with good reviews.

    If you have any equity in your house, talk to your bank about getting a Home Equity Line of Credit (HELOC).  It's a fantastic banking product for times like these.  You only pay interest on the money you borrow from it and it's a very low interest rate compared to credit cards.  Typically, just a little bit higher than for home loans though it is a variable rate.  It takes about 4-6 weeks to close on one. 

    The negatives are you need about the same ton of paperwork regarding personal finance as if you were buying a house.  Banks usually require an appraisal.  Sometimes they'll pay for the appraisal (my bank did), but I've heard they typically don't.
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  • @levioosa, our previous cat Nip never tried to climb our Christmas tree.  But she would spend hours swatting at the ornaments on the lower two branches.  We quickly learned the first year that only soft, non-breakable ornaments could go on the lower part of the tree, lol.

    I hope your per diem job comes through and good luck to your H with his job hunt.  

    Good luck also to your hot water heater hanging in there until times are better.  The last time my H and I needed to replace a hot water heater, we bought it ourselves rather than having our plumber bring it.  It was also a lot cheaper at a plumbing supply store than it was at big box stores.  Between the lower cost for the water heater and less time/mark-up from our plumber, we saved a few hundred dollars.
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  • It this tour @ILoveBeachMusic
    https://www.gate1travel.com/tour/central-europe-tours-10affdechat26.aspx
    They really keep you busy and the hotels were great! I highly recommend. G1 has promo codes a lot. We got some $ off, and it’s how we can “afford” Japan

  • Thanks everyone

    @CharmedPam it sounds incredible- awesome pics. I guess it was an Alps tour?  My parents, and more recently, one of my sisters, have done that trip.  It's definitely on my bucket list.

    @MNNEBride glad that your H's new med is helping with his behavior at home somewhat 
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