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Wedding Woes

Tired Tuesday

How's everyone today?  Wishing all a smooth day at work!

Re: Tired Tuesday

  • ei34ei34 member
    Knottie Warrior 5000 Comments 500 Love Its 5 Answers
    I slept in a weird position and my back is paying the price.  I'm also stressed bc my oil burner guys came to do some routine work and told me the entire boiler and burner need to be replaced.  The estimate that was emailed to me was $8600.  Which isn't just something I have.  I don't know if I should call around to have other companies take a look or what.  But I'm stressed.
  • @ei34, I am so sorry to hear about your boiler!  That's a major repair and a big chunk of money.  I'd recommend at least two more quotes from companies with good reviews.

    If you have any equity in your house, talk to your bank about getting a Home Equity Line of Credit (HELOC).  It's a fantastic banking product for times like these.  You only pay interest on the money you borrow from it and it's a very low interest rate compared to credit cards.  Typically, just a little bit higher than for home loans though it is a variable rate.  It takes about 4-6 weeks to close on one. 

    The negatives are you need about the same ton of paperwork regarding personal finance as if you were buying a house.  Banks usually require an appraisal.  Sometimes they'll pay for the appraisal (my bank did), but I've heard they typically don't.
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  • I'm so sorry @ei34 that's not an inexpensive expense.  I definitely recommend multiple quotes from reputable companies.  We knew when we bought the house the boiler was on borrowed time because FIL was attending the inspection and he has licensing in that industry.  The boiler we had was known for catastrophic failures and sure enough, 10 days before Christmas when DH started to think the basement smelled musty (not something a basement in the Northeast should do in December) he stood with a flashlight to see as it kicked on that it was leaking water.  FIL poured stop leak in and with repeated stop leak "infusions" we limped along until March when it was installed (which was best as to install it we also needed to be without heat for the day.

    We worked it out financially but definitely felt like the family in A Christmas Story with the dad who banged on the smoking furnace before the Bumpus' dogs ate the turkey.


  • @levioosa, our previous cat Nip never tried to climb our Christmas tree.  But she would spend hours swatting at the ornaments on the lower two branches.  We quickly learned the first year that only soft, non-breakable ornaments could go on the lower part of the tree, lol.

    I hope your per diem job comes through and good luck to your H with his job hunt.  

    Good luck also to your hot water heater hanging in there until times are better.  The last time my H and I needed to replace a hot water heater, we bought it ourselves rather than having our plumber bring it.  It was also a lot cheaper at a plumbing supply store than it was at big box stores.  Between the lower cost for the water heater and less time/mark-up from our plumber, we saved a few hundred dollars.
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  • There is a lot going on with WW. Feel better soon @CharmedPam. I love the pictures of the goats. What kind of trip were you on? I was thinking a cruise but obviously not. So sorry about the boiler, @ei34. It seems like that kind of stuff happens at the most inconvenient times but then again it is never convenient. Good luck with all the job issues @levioosa and @MNNEBride.

    I had a second opinion appointment for my back yesterday. This spine guy said that the first guy is correct - surgery is the only other option. However, this guy does a minimally invasive procedure with a shorter and more manageable recovery. So, I'm planning on having it done in April. That should make it ok for me to go on our family vacation in June and to Scotland in August. It will be interesting though, because I go on Medicare the first of April. I hope having bills charged immediately doesn't make things go awry.

    House is all done for Christmas. Friday we are headed to DS2's for the weekend. We will attend a Yuletide Village, weather permitting, on Saturday. Monday we go to Chicago for the twin's piano recital on Tuesday. Home on Wednesday so I can get the house ready for my book club's Christmas gathering. It takes me a few days to get the house ready with my back giving me pain. Then I need to start wrapping stuff - which I'm sure will also take me a lot longer this year. 
  • It this tour @ILoveBeachMusic
    https://www.gate1travel.com/tour/central-europe-tours-10affdechat26.aspx
    They really keep you busy and the hotels were great! I highly recommend. G1 has promo codes a lot. We got some $ off, and it’s how we can “afford” Japan

  • ei34ei34 member
    Knottie Warrior 5000 Comments 500 Love Its 5 Answers
    Thanks everyone

    @CharmedPam it sounds incredible- awesome pics. I guess it was an Alps tour?  My parents, and more recently, one of my sisters, have done that trip.  It's definitely on my bucket list.

    @MNNEBride glad that your H's new med is helping with his behavior at home somewhat 
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