Wedding Woes

when is enough, enough

Dear Prudence,

My partner and I have done well with saving and have $20 million evenly split between us. We maintain separate finances (my choice). I semi-retired last year and am enjoying life—doing a bit of consultancy work to keep me busy. He is still working a very high-stress job, but doesn’t want to stop working. He is very frugal, as am I, but he is obsessed with “not having enough money for retirement.”

We are both in our late 50s. The house is paid off. We have no debt at all. He doesn’t spend money on anything except for house repairs and essentials. How can I get him to understand that we have more than enough and we should be enjoying life? I come from extreme poverty. He was raised very comfortably in the upper middle class.

Re: when is enough, enough

  • Maybe time to get him in with a financial planner so they can lay it all out to him?


  • How does anyone with $20M not talk to a financial advisor? That's enough money that you need more of a strategy than "spend less than your earn". 

    But also with maintaining separate finances, I have to wonder if there's more to the story that LW doesn't know about. Does he happen to like poker?
  • levioosalevioosa member
    Knottie Warrior 5000 Comments 500 Love Its 5 Answers
    If you have $20 million and you haven't seen a financial advisor you have fucked up big time. I have so many questions too. Is that $20 mil just sitting in an account? For the love of god please tell me it's at least invested somewhere, somehow. (Also trying not to be salty at the pearl clutching that $20 mil isn't enough to retire on). 


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  • ei34ei34 member
    Knottie Warrior 5000 Comments 500 Love Its 5 Answers
    This is so weird, for about 20 million different reasons
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