Sorry this is so long. It's part rant and part question.

We decided to get married September 24, 2011. We started planning and determined that with 100 guests (90% of which is family and all coming from out of state/internationally) and all the details we (or maybe I) wanted, it was going to run anywhere between $8,000 and $10,000 and that doesn't include our honeymoon cruise.
Ken was going to ask his dad to borrow $5,000 and had a plan and everything in place to pay him back but, unfortunately, he won't loan us the money. I can't ask my mom for the money cuz she lives internationally and with the exchange rate etc, it's not even feasible to ask her for a loan. She doesn't like Ken anyway so she probably wouldn't loan me the money if she could.

I've been planning all kinds of ways to save money and cut costs and the cheapest I can probably get this wedding is $8,000 and I'm not trying to go into debt just for one day. Anyway, Ken made 2 suggestions:
1) Have a ceremony only and forgoe a reception. My thing is that I don't want to drag 100 people here from out of state/internationally for a ceremony that's not even gonna last 30 minutes. Financially, that doesn't even make sense IMO;
2) Go to the courthouse and get married there, not inviting any friends or family. But that makes me sad because I want to have that wedding experience and I want to share my happiness with our fam and friends.
So, rant aside, my question is this: Is it tacky to have a ceremony and no reception???? Basically, post ceremony, everyone goes their own way? What other suggestions are there? I really want an experience that I will love and a memory that I can share with my children when they grow up.
I also tried to convince Ken that we should go to Vegas....but he doesn't want to do that either cuz his dad got married in Vegas 3 times, all of which failed. UGH.

Suggestions would be awesome!
Yeah, my last name is gonna be Crymes and I couldn't be happier!
